Fees, charges and lending criteria apply for all loans and credit cards and product terms and conditions available on application. Please refer to terms and conditions before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our Financial Claims Scheme page.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (Terms of Use), any Product Disclosure Statement and Financial Services Guide before acquiring any product.
Our Target Market Determinations are available on our Target Market Determinations page.
* This Family and Friends offer is only available when a friend or family member a) purchases a new comprehensive car, home & contents or landlord insurance policy inclusive of building cover underwritten by Allianz through Australian Unity over the phone and b) mentions the offer at the time of purchasing the insurance policy. Contents only and Landlord Contents only policies are not eligible for a gift card. This offer is not available on renewals or where the purchaser is a current Australian Unity staff member. Not to be used in conjunction with any other offer. Australian Unity reserves the right to amend or discontinue the offer at any time. The referred customer will receive one $100 for each comprehensive car insurance policy or $200 Visa Gift Card for each home & contents or landlord (inclusive of building) insurance policy purchased. The referrer will receive a $50 Visa Gift Card for each policy purchased. The maximum number of Visa Gift Cards the referrer can receive is 6. Visa Gift Cards are issued by Cuscal Ltd ABN 95 087 822 455 AFSL 244116. Cuscal Ltd deals with any funds loaded onto the Visa Gift Card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All Visa Gift Cards will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Visa Gift Cards and no replacement will be provided. Allow 4 weeks after the start date of the new policy for delivery of the Visa Gift Card. Visa Gift Cards are subject to the terms and conditions that appear on the Visa Gift Card letter or at universalgiftcard.com.au. This offer can be altered or withdrawn at any time by Australian Unity without notice.
1. The ongoing variable interest rate applicable to the Freedom Saver Account is determined by the value of the balance in the Freedom Saver Account. Balances up to $5,000,000.00 are eligible to earn interest as outlined by the interest tiering structure set out in the Schedule of Interest Rates – Transaction and Savings Accounts. When your balance increases to the next interest rate tier you will receive the interest rate for that tier on the entire balance of your Freedom Saver Account. Interest is calculated daily and paid monthly. Balances over $5,000,000.00 will not earn interest. Freedom Saver Accounts are required to have a linked Australian Unity Transaction Account and all withdrawals must be made via the linked Transaction Account. The Freedom Saver Account is only available to new customers aged 16 or over. Offer is limited to 1 Account per customer. Customers cannot open a new Account within 90 days of closure of the same type of Australian Unity savings or transaction Account. Refer to the Schedule of Interest Rates – Transaction and Savings Accountsbooklet for more details on fees applicable to the Australian Unity Bank Transaction Account and Freedom Saver Account. Interest rates are subject to change at Australian Unity Bank’s discretion and in accordance with the relevant notice period prescribed within the ‘Australian Unity Bank Transaction, Savings and Investment Products Terms and Conditions’.
2. Terms and Conditions of the offer include: Offer applies to existing Australian Unity customers who refer new customers only, the referrer and the referred friend must not be the same person. The $500 Family and Friends payment is a one-off payment only, is not transferable and is payable into the referrer's nominated bank account upon settlement of the referred home loan. Australian Unity reserves the right to amend or discontinue the Family and Friends offer at any time. Home loans must be $200,000 or more, approved and settled to qualify for the offer, the referrer will not be notified of the outcome of the credit application. Lending criteria, fees and charges, terms and conditions apply. This referral payment of $500 is a 'one off' payment and does not affect the cost of the home loan in any way.
3.Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No 234708 (Allianz) and to arrange insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement and Key Fact Sheets available at the foot of australianunity.com.au/insurance. The Target Market Determination is available by calling 1300 130 935. If you purchase this insurance, we will receive a commission that is a percentage of the premium up to 20%. Ask us for more details before we provide you with services. It's important that you read our Financial Services Guide before acting on any advice or taking out insurance through us.
