Care 'N' Repair
Care ‘n’ Repair (Basic Plus)
$23 .53 a week*
For a similar cost, skip the extra tax and get money back on everyday health, plus cover for the unexpected.
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Cover for emergency ambulance attendances and transport1
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Dental cover for real life, like check-ups, cleans, fillings and root canals.2
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Physio, remedial massage, acupuncture and more2
+ These are based on the income thresholds from 1 July 2026.
Take out hospital cover before 1 July and put your money to better use.
* Price is based on a single in Victoria, 0% Lifetime Health Cover, Rebate Tier 1, and a 4% direct debit discount. Minimum direct debit frequency is fortnightly.
1 Service limits may apply. 2 Waiting periods and yearly limits may apply.
Simple Hospital
Simple Hospital (Basic Plus)
$21 .90 a week*
Entry level Hospital cover for Accidents and specified procedures, designed for healthy young singles and couples.
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Cover for emergency ambulance attendances and transport1
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In-hospital dental procedures like wisdom teeth removal or implants.2
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Joint reconstructions for things like damaged tendons or ligaments3
+ These are based on the income thresholds from 1 July 2026.
Take out hospital cover before 1 July and put your money to better use.
* Price is based on a single in Victoria, 0 Lifetime Health Cover, Rebate Tier 1, and a 4% direct debit discount. Minimum direct debit frequency is fortnightly.
1 Service limits may apply. 2 Waiting periods and yearly limits may apply. 3Waiting periods may apply
Join hospital and extras by 30 June and get 10 weeks free* health insurance on us.
New members only. T&Cs and end dates apply
No cover vs Care ‘n’ Repair: what’s the difference?
Darcy earns $115,000 a year. They’re 30, single with no kids, and live in VIC. Darcy only needs to pay $1.50 a week more than the MLS to benefit.
| With Care ‘n’ Repair (Hospital and Extras cover) |
Without Care 'n’ Repair (Medicare Levy Surcharge) |
|
|---|---|---|
| Cost (yearly) | $1,224* | $1,150 |
| $0 Medicare Levy Surcharge |  |
 |
| Emergency ambulance | |
|
| Claim up to $1,120 per person per calendar year in Extras4 | |
|
| Covered for private hospital treatment as result of an Accident | |
|
* Price is based on a single in Victoria, 0% Lifetime Health Cover, Rebate Tier 1, and a 4% direct debit discount.Minimum direct debit frequency is fortnightly.
4 Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.
