Up to 20% discount on home and contents insurance¹

Australian Unity General Insurance Agency Pty Ltd ABN 55 688 252 628 AR 1316512 is an authorised ‎representative and arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement and Key Fact Sheet available here. The relevant Target Market Determination is available by calling 1300 520 650. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.

Australian Unity General Insurance Agency Pty Ltd ABN 55 688 252 628 AR 1316512 (Australian Unity) arranges Home, Landlord, Motor and Caravan & Trailer Insurance as authorised representative for Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. Australian Unity, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Any advice is general only. Therefore, you should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement. The Target Market Determination is available at www.allianzpartners.com.au/policies/. Australian Unity and AGA receive a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.

Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Australian Unity General Insurance Agency Pty Ltd ABN 55 688 252 628, AR 1316512. Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure and promoted and distributed by PIPL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at Petinsurance.com.au.

• 1. Available for current AU employees (the Discount). The Discount does not apply to online purchases, and employees must contact the Australian Unity Contact Centre to arrange insurance. The Discount is applied for the term of the policy. The Discount is not available in conjunction with any other offer except where clearly expressed by Australian Unity. The Discount can be withdrawn at any time by Australian Unity or Allianz. Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. Discounts may not be applied to the premium charged for optional covers (where applicable).
  Most discounts won’t apply below the minimum amount payable for the policy.
• 2. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
• 3. When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claim Bonus of up to 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5 years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus. We won’t apply the full percentage of the No Claim Bonus if it results in you paying less than the minimum premium.
  [For Home] The No Claim Bonus isn’t applied to the flood component of the premium (if covered) or Domestic workers’ compensation (if available and selected) or Portable contents (if selected).
  [For Landlord] The No Claim Bonus isn’t applied to the flood component of the premium (if covered), or Landlord workers’ compensation (if available and selected).
• 4. The Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.
• 5. We may agree with you to use a repairer (other than the one you selected), or pay you reasonable repair costs. We will act reasonably in doing so.
• 6. This 15% discount is available to Australian Unity employees who tell us about this offer when they take out a new Pet Insurance policy from Australian Unity together with Petinsurance.com.au. Not available in conjunction with any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer. This offer can be withdrawn at any time by Australian Unity Petinsurance.com.au. Discount is applied for the first year of cover, and each year after that whilst the offer remains available. Offer not available online. Offer subject to the terms and conditions of the applicable policy.
• 7. Once all required claims documentation has been received.
• 8. For Travel Insurance, a 20% discount is available to Australian Unity Employees and is based on standard premium rates (including optional extras). In order for an Australian Unity Employee to access this discount, they need to ring 1300 685 210 to make request. The discount applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey. The discount may apply to changes made after commencement of the journey, contact Allianz Global Assistance to find out more. Not to be used in conjunction with any other offer.
• 9. For travel insurance, terms, conditions, limits and exclusions, and sub-limits apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. Refer to the Product Disclosure Statement to see which benefits offer cover in the event that you are positively diagnosed as suffering a sickness recognised as an epidemic or pandemic.
• 10. [Home] Not available with respect to any additional compulsory excess, imposed excess applied to the policy or to the Portable contents excess. Any reduction in premium will not be applied to government taxes and charges, or to optional covers (if available and selected): Domestic Workers compensation, Flood or Portable contents. Minimum premiums apply
  [Landlord] Not available with respect to any additional compulsory excess, or to the imposed excess applied to the policy. Any reduction in premium will not be applied to government taxes and charges, or to optional covers (if available and selected): Landlord’s Workers Compensation, or Flood. Minimum premiums apply.
• 11. Allianz Australian Awards: Allianz Claims Team won General Insurer Claims Team of The Year at the 2021 Insurance Business Awards Australia. Winner of the ANZIIF Large General Insurance Company of the Year in 2018, 2017, 2016, 2014, 2013, 2012, 2011. 2021 Insurance Business Australia General Insurer Claims Team of the Year, and 2019 Insurance Business Australian General Insurer of the Year for the strength of its products, focus on customer service innovation and overall support to the insurance intermediary channel. Gold for Overall Excellence in Claims 2019 and 2018, Silver for SME Property and Casualty 2019 and 2018; and Personal Lines for 2021 Insurance Business Australia General Insurer Claims Team of the Year, and 2019.

 Australian Unity Health Limited ABN 13 078 722 568.

Australian Unity, 271 Spring St, Melbourne, Victoria 3000

¹⁷ 12% Employee discount includes all other retail discounts and is available when paying by direct debit or payroll. The discount is not available through brokers or comparators and excludes Overseas Visitors Cover. The discount is available to permanent and casual employees of the Australian Unity Group.

¹⁸Employees employed by Australian Unity Home Care Services Pty Ltd are not eligible to receive the Premium Relief $1000 Subsidy towards Australian Unity health insurance. Only available while the employee remains employed with Australian Unity. You need to take out and retain an eligible hospital and extras cover and pay through payroll deduction to be eligible for the subsidy. Ask our consultants about the relevant products.