Extras cover

Whether it's a dental check-up, new glasses or a physio visit, Extras cover can help you get more from the services you use regularly.

Up to 100% back on glasses & contact lenses¹
Access to no-gap dental¹
Emergency ambulance cover you can count on

¹On selected covers, up to yearly limits. Dental benefit at No Gap Dental Network.

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Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

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Price based on :

Singles cover in VIC. I'm Under 65 with an income $105,000 or less, Rebate Tier 0 and a 4% discount for direct debit.

Amway members discount of 9% has been applied, inclusive of 4% direct debit discount.

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Cover requirements

Hospital & Extras Hospital Extras

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price.

^ Waiting periods and yearly limits may apply.
Corporate products are available as standalone hospital or extras, or may be purchased in combination with other corporate products. Please see the Fact Sheet for more details.

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My cover needs & location

I'd like cover for Please select cover type

I live in Please select a location

My healthcare needs

Level of Hospital cover Please select hospital level

Level of Extras cover Please select extras level

I’m a current Australian Unity member

Waiting periods

A waiting period is the amount of time you have to wait after joining or upgrading until you can make a claim for a service or treatment.

Preventative Health Services

Depending on your level of cover, you may be eligible for the following Healthy Lifestyle benefits:

gym membership
nicotine replacement therapy
skin checks

Preventative Health Services can offer practical support to help bring about positive change in members’ lives to help you get and stay healthy. They include things like losing weight, getting fit, quitting smoking, and working with a health coach to improve your general health and wellbeing. You’ll receive personalised and practical support plus information designed to bring about positive change giving you the tools needed to enjoy a longer, healthier and happier life.

To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.

Out-of-pocket costs

Extras cover can help you get money back on common health treatments that aren’t generally covered by Medicare. You’ll get either a percentage of the cost back, or a set dollar amount, on included Extras every time you claim, until you reach your yearly limit. Therefore, you only pay the difference between what you get back from Australian Unity and the cost set by your provider.

Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.

Recognised providers

We only pay benefits when you see a recognised provider in a private practice. Please contact us to check if your provider is recognised by us. Providers recognition conditions apply.

The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

Extensive hospital network

We have agreements with over 500 hospitals across Australia so you can access care where you need it and make the most of your cover.

No gap dental cover

Get up to 100% back on selected preventative dental treatment when you visit any provider in our No Gap Dental Network.

Manage your cover online

Get rewards and discounts

We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.

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