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National Seniors Australia customers & members enjoy a 10% discount1

Join the optimists

Find health insurance that's right for you

1.10% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. Not to be used in conjunction with any other offer or discounts

You choose who you see

You can continue to see your favourite dentist, physio, optometrist or other practitioner as long as they’re in private practice and are recognised by Australian Unity. Ask your practitioner if they are recognised by us, or call Australian Unity on 1300 505 096.

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Claim sooner when you switch

When you switch to us within 30 days of leaving your old fund, we'll recognise the waiting periods you've already served. That means you don't have to start all over again, and can start claiming sooner if you're switching from a cover with a similar or higher level of benefits.

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National Seniors phone consultations: every Thursday

Discuss the health cover options that will work for your changing needs and budget.
Each Thursday National Seniors members have dedicated times for phone consultations

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Why choose Australian Unity?

Health insurance is not one-size-fits-all, and most people’s needs change at different stages during their life:

  • Young and healthy? You’re probably looking for a basic level of cover that includes things like dental and physio.
  • Planning on starting a family? You’re going to want to look at hospital cover that includes pregnancy, and possibly also fertility treatments and a private midwife.
  • Caring for an established family? You’re looking for a good level of hospital and extras cover to protect your family, and can usually save a bit of money by dropping the pregnancy cover.
  • Not as young as you used to be? In addition to good hospital cover and great dental cover, you’re likely also looking for services to help manage your health.

Australian Unity offers a range of hospital and extras covers that you can mix-and-match to find the combination that best suits your changing needs.

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Frequently asked questions