Find Gap Cover doctors

What is Gap Cover?

Australian Unity's Gap Cover can reduce or remove your out-of-pocket expenses. We set our own schedule of fees, which is generally higher than the Government schedule. This means that when your doctor or specialist agrees to use Australian Unity's Gap Cover Scheme, we can help to pay some of the gap or the entire gap that can occur if your doctor's charge is higher than the Medicare Benefits Schedule Fee.

Gap Cover is available to all doctors who treat private patients in hospitals or day surgeries, but they don't always participate. If a doctor participates but chooses to charge out-of-pocket-expenses, they must inform you of the extra amount in writing before treating you.

You should always ask your doctor if they participate in the Australian Unity Gap Cover Scheme.

Are you eligible?

To check your eligibility, please review your fact sheet or contact Australian Unity on 13 29 39.

Note that Gap Cover only applies to the treatment of illnesses or conditions available under your health cover.

Find a Gap Cover Doctor

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