1. This offer only applies to people who:
   1. purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product) through Australian Unity Partnerships (phone and online portals) between 2 January – 30 September 2024 where the policies purchased have a commencement date between 1 July – 30 September 2026; and
   2. are new members on new memberships (see condition 3 below)
2. After complying with paragraph 1 above, and subject to paragraph 3 below, the policy holder may receive 6 (six) weeks free on their hospital and extras cover (either a combined product or a hospital product and an extras product). Limit of one 6 weeks free offer per membership.
3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance or Australian Unity Overseas Visitors Cover within 90 days of joining. 
4. This promotion is not available:
   1. through aggregators or comparators;
   2. through direct sales via Australian Unity call centre or website;
   3. to members who take out hospital only cover or Overseas Visitors Cover;
   4. to Australian Unity staff;
   5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here.
5. The 6 weeks free will be applied to the membership after the policy holder has their eligible cover for a minimum period of 60 continuous days and the policy is paid up to date:
   1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are in arrears or suspended.
   2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
6. This offer is not available in conjunction with any other offer or promotion, except where those offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
7. Those who join via a partnership relationship are eligible for the partnership discount and the weeks free offer.
8. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.
9. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion. 

1. Information on how to enter and prizes forms part of these terms and conditions of entry. By entering the "Enter the draw to win a $1,000 Gift Card" competition (Competition), you acknowledge that you have read these terms and conditions and that you agree to be bound by them.
2. The promoter is Australian Unity Health Limited ABN 13 078 722 568, 271 Spring Street, Melbourne, VIC, 3000 (Promoter).
3. The competition runs from 12.01am (AEDT) 13 July 2026 to 11:59pm (AEST) 30 September 2026. The Promoter reserves the right to extend the competition end date at any time. No late entries will be accepted. Incomplete or incoherent entries will be invalid.
4. The prize consists of 5 x $1,000 Mastercard Gift Card.
   1. All gift cards are Universal Gift Cards Mastercard gift cards, issued by Cuscal Ltd ABN 95 087 822 455 AFSL/ Australian Credit License 244116. Cuscal Ltd. All Gift Cards will be delivered by post. Gift Cards are subject to the terms and conditions published at https://myaccount.universalgiftcard.com.au/terms.aspx.
   2. Gift cards are valid for 12 months as printed on the front of the gift card. Expired gift cards will not be replaced.
   3. Australian Unity will not be held responsible for any damaged or lost Gift Cards and no replacement will be provided. Australian Unity will replace a stolen gift card at its discretion in the event of fraud and / or misuse.
5. To be eligible to enter the competition you must:
   1. be 18 years or older;
   2. reside in any Australian State or Territory, except the ACT. 
6. To be entered into the random prize draw the entrant must complete an Australian Unity health insurance quote (for hospital cover, or extras cover, or a combination hospital and extras cover) via the Australian Unity call centre, the Australian Unity website, or Australian Unity Partnerships (phone and online portals) including their email address and phone number. Quotes can be obtained via the Australian Unity website without entering identifying personal information; however, such quotes will not be eligible for entry into the Competition. To be eligible, the entrant must provide, at a minimum, their email address and phone number, which can be done by selecting the option to have the quote emailed and entering the required details.
7. A limit of one entry to the competition per person applies to those who obtain quote only. If an entrant proceeds to purchase and commence an Australian Unity health insurance product prior to 11:59pm (AEST) 30 September 2026 they will have an additional 9 entries into the competition. This offer is subject to compliance with applicable trade promotion laws. There is no fee to enter.
8. For the avoidance of doubt, this promotion is not available:
   1. through brokers, intermediaries or comparators;
   2. to employees, directors or officers of the Promoter, and any of its related bodies corporate, and any companies or agencies associated with this competition, or their immediate families;
   3. on Overseas Visitors Health Cover (OVHC) products; or
   4. to members who have held Australian Unity private health insurance with a policy within 90 days of the start of this Competition. 
9. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and proof of residency) and to disqualify any entrant who submits an entry that is not in accordance with these terms and conditions or who tampers with the entry process.  Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
10. The winners will be chosen at random by manual draw. A limit of one prize per entrant applies. The first 5 valid entries drawn will win the prize described above. The random prize draw will be held on 12th October 2026 at 11:30am (AEDT) at 271 Spring Street, Melbourne, VIC, 3000 and the winners notified by phone and/or email by 14th October 2026. The winners will be published on the Australian Unity website at australianunity.com.au/competitionwinners by 19th October 2026.
11. If a prize is not claimed by 21st October 2026 a second chance random draw will take place on this date and the prize-winner/s will be notified by phone and/or email by 26th October 2026, and the new winner will be published on the Australian Unity website at australianunity.com.au/competitionwinners on 27th October 2026.
12. The prize is not transferable or refundable. No part of the prize is exchangeable or redeemable for cash or any other prize. If any aspect of a prize cannot be delivered for any reason, the Promoter reserves the right to substitute the prize for any other similar item (or items) of equal or greater value subject to State laws.
13. The results of the draw and Promoter’s decisions in relation to all aspects of this promotion are final and binding on all entrants.
14. Subject to regulatory approval, the Promoter reserves the right to amend the competition and its terms and conditions at any time and for any reason, and will notify entrants of any such amendments as soon as reasonably practicable on the competition page at australianunity.com.au/health-insurance/corporate-affiliate/tcs.  It is the entrant's responsibility to regularly check the competition page for any amendments.
15. Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the Promoter's liability in relation to the consumer guarantees under the Australian Consumer Law (Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence) for any personal injury, or any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential, arising in any way out of the competition including:
    1. any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
    2. any theft, unauthorised access or third party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
    4. any variation in prize value to that stated in these terms and conditions;
    5. any tax liability incurred by the winner or entrant; or
    6. use of the prize.
16. To the extent permitted by law, the Promoter shall not be liable for any loss or damage whatsoever (including but not limited to indirect or consequential loss) which is suffered or sustained by any entrant/winner as a result of participating in this promotion, or accepting any prize.
17. The Promoter accepts no responsibility for any tax implications that may arise from winning the prize. Independent financial advice should be sought.
18. All entries will be the property of the Promoter. The information entrants provide will be used by the Promoter for the purpose of conducting this competition. The Promoter may disclose entrants’ personal information to its contractors and agents to assist in conducting this Promotion or communicating with entrants. The Promoter is bound by the Australian Privacy Principles in the Privacy Act 1988. The Promoter’s privacy policy is available on the Promoter’s website at australianunity.com.au/privacy-policy. Entrants can request access to the personal information the Promoter holds about them by contacting the Promoter at the address set out above.
19. The winner of the promotion consents to the Promoter using their name, likeness, image and/or voice (including photograph, film and/or recording of the same) in any media, marketing or advertising activities for an unlimited period without remuneration.
20. If for any reason whatsoever beyond the reasonable control of the Promoter, this promotion is not capable of being conducted as reasonably anticipated, the Promoter reserves the right, in its sole discretion, unless to do so would be prohibited by law, to
    1. disqualify any entrant; and/or
    2. subject to any written directions from a regulatory authority, to cancel, suspend, modify, terminate or cancel the promotion.
21. The laws of Victoria apply to this promotion.  Entrants submit to the exclusive jurisdiction of the courts of Victoria.

1. This offer only applies to people who:
   1. to people who purchase Australian Unity hospital and extras cover at the same time
   2. through Australian Unity Partnerships (phone and online portals);
   3. between 1 May 2026 – 30 June 2026 where the policies purchased have a commencement date between 1 May 2026 – 30 June 2026 ;
   4. who are new members on new memberships (see condition 3 below); and
   5. reside in any Australian State or Territory, except the Northern Territory.
2. After complying with paragraph 1 above, and subject to paragraph 4 and 5 below, the policy holder may receive a gift card based on their cover (ie Singles $150, Couples $300, Single Parent Families $400, Extended Single Parent $400, Family $500 and Extended Family $500.) Gift cards are limited to one per membership.
3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance within 90 days of joining. Only applies to members who take out a corporate product.
4. This promotion is not available:
   1. to members who take out hospital only cover or Overseas Visitors Cover;
   2. to Australian Unity staff;
   3. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here
5. Gift cards will be issued after the policy holder has held the same level of cover for a minimum period of 60 continuous days (First Eligible Date) and the policy is paid up to date. Allow 30 days after the First Eligible Date for fulfilment run and delivery of the Gift Card.
6. The gift card will not be issued for any policies that at any time during the first 60 days of membership have been or are:
   1. in arrears; or
   2. suspended.
7. This offer is not available in conjunction with any other promotion, except where those promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
8. Those who join via a partnership relationship are eligible for the partnership discount and the gift card.
9. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.
10. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.
11. All gift cards are Corporate Prepaid Cards Pty Ltd Mastercard gift cards, issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131. EML preloaded with up to AU$500 in cash only (as applicable). All Gift Cards will be delivered by email. Gift Cards are subject to the terms and conditions published at ugca.au. Gift cards are valid for 12 months as printed on the front of the gift card. This promotion is part of a customer loyalty program. Expired gift cards will not be replaced.
12. Australian Unity will not be held responsible for any damaged or lost Gift Cards and no replacement will be provided. Australian Unity will replace a stolen gift card at its discretion in the event of fraud and / or misuse.

1. This offer only applies for members who purchase Corporate cover via the Australian Unity call centre or the Australian Unity website between1 June 2026 and 30 June 2026 with a commencement date between 1 June 2026 and 30 June 2026.
2. This offer is only available when paying by direct debit.
3. After complying with paragraphs 1 and 2 above, and subject to paragraph 4 below, the policyholder may receive a discount of 10% on their Corporate cover. Limit of one discount per membership applies.
4. This promotion is not available:
   1. through brokers or comparators;
   2. to members currently on a Corporate cover;
   3. to members who take out Overseas Visitors Cover;
   4. to members who take out Retail cover;
   5. to Australian Unity staff; or
   6. to dependants who come off their parent’s policy and take out their own cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here.
5. The discount will only apply on Corporate products and will not apply if a member moves to a Retail product.
6. The discount is not available in conjunction with any other offer or promotion, except where those offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer, or through the Refer a Friend promotional offer subject to relevant T&Cs.
7. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.
8. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

1. This offer only applies to people who:
   1. purchase Australian Unity corporate hospital and corporate extras cover at the same time; or purchase Australian Unity corporate extras only cover by itself through Australian Unity Partnerships (phone and online portals) where the policies purchased have a commencement date between 1 October – 30 April 2026; and
   2. are new members on new memberships (see condition 3 below),


2. After complying with paragraph 1 above, and subject to paragraph 3 and below, the policy holder may receive 6 (six) weeks free on their eligible cover. Limit of one 6 weeks free offer per membership.


3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance or  Asutralian Unity Overseas Visitors Cover within 90 days of joining.


4. This promotion is not available:
   1. through aggregators or comparators;
   2. through direct sales via Australian Unity call centre or website;
   3. to members who take out hospital only cover or Overseas Visitors Cover;
   4. to Australian Unity staff;
   5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here


5. The 6 weeks free will be applied to the membership after the policy holder has their eligible cover for a minimum period of 60 continuous days and the policy is paid up to date:
   1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are in arrears or suspended.
   2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.


6. This offer is not available in conjunction with any other offer or promotion, except where those offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.


7. Those who join via a partnership relationship are eligible for the partnership discount and the weeks free offer.


8. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.


9. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Terms and Conditions: Get a Quote to Enter 5 x $1,000 Gift Card Draw (6 October 2025 – 6 January 2026)

1. Information on how to enter and prizes forms part of these terms and conditions of entry. By entering the "Enter the draw to win a $1,000 Gift Card" competition (competition), you acknowledge that you have read these terms and conditions and that you agree to be bound by them.
2. The promoter is Australian Unity Health Limited ABN 13 078 722 568, 271 Spring Street, Melbourne, VIC, 3000 (Promoter).
3. The competition runs from 12.01am (AEDT) 6 October 2025 to 11:59pm (AEDT) 6 January 2026. The Promoter reserves the right to extend the competition end date at any time. No late entries will be accepted. Incomplete or incoherent entries will be invalid.
4. The prize consists of 5 x $1,000 prepaid Mastercard Gift Card.
5. To be eligible to enter the competition you must:
   1. be 18 years or older;
   2. reside in any Australian State or Territory, except the ACT.
   3. Not a new customer joining via CPA partnership channel.
6. To be entered into the random prize draw the entrant must complete an Australian Unity health insurance quote (for hospital cover, or extras cover, or a combination hospital and extras cover), Australian Unity contact centre, or Australian Unity Partnerships (phone) and include their email address and phone number.
7. A limit of one entry to the competition per person applies to those who obtain quote only. If an entrant proceeds to purchase and commence an Australian Unity health insurance product prior to 11:59pm (AEDT) 6 January 2026 they will have an additional 9 entries into the competition. This offer is subject to compliance with applicable trade promotion laws. There is no fee to enter.
8. For the avoidance of doubt, this promotion is not available:
   1. through brokers, intermediaries or comparators;
   2. to employees, directors or officers of the Promoter, and any of its related bodies corporate, and any companies or agencies associated with this competition, or their immediate families;
   3. on Overseas Visitors Cover (OVC) products; or
   4. to members who hold Australian Unity private health insurance with a policy commencement prior to 6 October 2025.
9. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and proof of residency) and to disqualify any entrant who submits an entry that is not in accordance with these terms and conditions or who tampers with the entry process.  Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
10. The winners will be chosen at random by manual draw. A limit of one prize per entrant applies. The first 5 valid entries drawn will win the prize described above. The random prize draw will be held on 20^th January 2026 at 11:30am (AEDT) at 271 Spring Street, Melbourne, VIC, 3000 and the winners notified by phone and/or email by 23rd January 2026. The winners will be published on the Australian Unity website at australianunity.com.au/competitionwinners by 28^th January 2026.
11. If a prize is not claimed by 28^th  January 2026 a second chance random draw will take place on this date and the prize-winner/s will be notified by phone and/or email by 5^th February 2026, and the new winner will be published on the Australian Unity website at australianunity.com.au/competitionwinners on 12^th February 2026.
12. The prize is not transferable or refundable. No part of the prize is exchangeable or redeemable for cash or any other prize. If any aspect of a prize cannot be delivered for any reason, the Promoter reserves the right to substitute the prize for any other similar item (or items) of equal or greater value subject to State laws.
13. The results of the draw and Promoter’s decisions in relation to all aspects of this promotion are final and binding on all entrants.
14. Subject to regulatory approval, the Promoter reserves the right to amend the competition and its terms and conditions at any time and for any reason, and will notify entrants of any such amendments as soon as reasonably practicable on the competition page at australianunity.com.au/tcs.  It is the entrant's responsibility to regularly check the competition page for any amendments.
15. Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the Promoter's liability in relation to the consumer guarantees under the Australian Consumer Law (Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence) for any personal injury, or any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential, arising in any way out of the competition including:
    1. any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
    2. any theft, unauthorised access or third party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
    4. any variation in prize value to that stated in these terms and conditions;
    5. any tax liability incurred by the winner or entrant; or
    6. use of the prize.
16. To the extent permitted by law, the Promoter shall not be liable for any loss or damage whatsoever (including but not limited to indirect or consequential loss) which is suffered or sustained by any entrant/winner as a result of participating in this promotion, or accepting any prize.
17. The Promoter accepts no responsibility for any tax implications that may arise from winning the prize. Independent financial advice should be sought.
18. All entries will be the property of the Promoter. Entrants consent to the use of their personal information for the purposes of administering the competition and, where consent is provided, for marketing communications in accordance with the Promoter’s Privacy Policy. The Promoter is bound by the Australian Privacy Principles in the Privacy Act 1988. The Promoter’s privacy policy is available on the Promoter’s website at australianunity.com.au/privacy-policy. Entrants can request access to the personal information the Promoter holds about them by contacting the Promoter at the address set out above.
19. The winner of the promotion consents to the Promoter using their name, likeness, image and/or voice (including photograph, film and/or recording of the same) in any media, marketing or advertising activities for an unlimited period without remuneration.
20. If for any reason whatsoever beyond the reasonable control of the Promoter, this promotion is not capable of being conducted as reasonably anticipated, the Promoter reserves the right, in its sole discretion, unless to do so would be prohibited by law, to
    1. disqualify any entrant; and/or
    2. subject to any written directions from a regulatory authority, to cancel, suspend, modify, terminate or cancel the promotion.
21. The laws of Victoria apply to this promotion.  Entrants submit to the exclusive jurisdiction of the courts of Victoria.

Terms and Conditions: No 2 month or optical waiting periods on extras (1 Oct – 14 Dec 2025)

1. This promotion is only available:
   1. to new members on new memberships who have not previously held Australian Unity health insurance within 90 days of joining;
   2. to members who purchase Australian Unity hospital & extras cover;
   3. through either the Australian Unity call centre/website, Australian Unity Partnerships (phone and online portals) or aggregator or comparator call centre/website;
   4. between 1 Oct and 14 Dec 2025, where the policies purchased have a commencement date between 1 Oct and 14 Dec 2025
      1. Notwithstanding section 1c, Members who join Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product) through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program must have a referral date (i.e. the date the sale was processed by iSelect / HIC / It’s My Health / HealthDeal) no later than 14 December 2025 and a start date no later than 31 December2025.
2. This promotion is available to existing members with hospital only, adding extras cover to their policy or existing members with hospital and extras who upgrade their extras level of cover (waiting periods waived for higher benefits allowance only).
3. This promotion is not available:
   1. to new members who purchase hospital only cover, extras only cover, Overseas Visitors Cover or Overseas Visitors Cover plus extras cover;
   2. to Australian Unity staff; or
   3. in conjunction with any other retail offer or promotion being run by Australian Unity at the same time except where those retail offers, or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
      1. This offer is available in conjunction with any weeks free offer that may be in market at the same time as this waiting period waiver offer.
4. After satisfying condition 1 to 3 above, Australian Unity will waive 6-month optical extras waiting periods and all 2-month extras waiting periods required to be served under extras covers which have been purchased as part of this promotion. Unless specified by Australian Unity, all other waiting periods for all products still apply.
5. If you are transferring from another fund, we’ll take into consideration the amount you’ve claimed in 2025 under your previous cover when we calculate your yearly limit for equivalent services under your new cover.
6. Australian Unity reserves the right to update or withdraw this offer. Any changes will be published on our website and will apply only to policies purchased after the update date. Existing members who have already qualified for the offer will continue to receive the benefit as outlined.
7. Australian Unity may request further information from any purchaser at its discretion in order to determine whether the purchaser is eligible for this promotion

Terms and Conditions: Get 7 (6+1) weeks free when you join via Australian Unity partnerships on hospital and extras cover. (6 November– 14 December 2025)

1. This offer only applies to people who:
   1. purchase Australian Unity corporate hospital and corporate extras cover at the same time through Australian Unity Partnerships (phone and online portals) between 6 November – 14 December 2025 where the policies purchased have a commencement date between 6 November – 14 December 2025; and
   2. are new members on new memberships (see condition 3 below),
2. After complying with paragraph 1 above, and subject to paragraph 3 and below, the policy holder may receive 7 (seven) weeks free on their eligible cover. Limit of one 7 weeks free offer per membership.
3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance or Australian Unity Overseas Visitors Cover within 90 days of joining.
4. This promotion is not available:
   1. through aggregators or comparators;
   2. through direct sales via Australian Unity call centre or website;
   3. to members who take out hospital only cover or Overseas Visitors Cover;
   4. to Australian Unity staff;
   5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here
5. The 7 weeks free will be applied over 13 months:
   1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
      1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are in arrears or suspended.
      2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
      3. The offer will be forfeited if the member has changed cover within the first 60 days to corporate hospital only cover, corporate extras only cover, retail hospital and extras cover or Overseas Visitors Cover.
   2. Additional 1 week free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
      1. The 1 week free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 1 week. The 1 week free will be applied to policies within 30 days after completing 365 days of paid membership.
      2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
      3. The offer will be forfeited if member has changed cover within the first 365 days to corporate hospital only cover, corporate extras only cover, retail hospital and extras cover or Overseas Visitors Cover.
6. This offer is not available in conjunction with any other offer or promotion, except where those offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
7. Those who join via the following partnership relationships are eligible for the partnership discount and the weeks free offer.
   • AU Corporate Benefits Program
   • Amway Members
   • CPA Members
   • Reward Gateway
   • Bank First Members
   • Engineers Australia Members
   • Kmart
   • Member Benefits Australia
   • Where Fit
   • Australian Physiotherapy Association
   • Law Institute of Victoria
8. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.
9. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Terms and Conditions: Finder- Get 6 (six) weeks free when you join via Australian Unity partnerships on hospital and extras cover or extras only cover (6 November- 1 December 2025)

1. This offer only applies to people who:
   1. purchase Australian Unity corporate hospital and corporate extras cover at the same time; or purchase Australian Unity corporate extras only cover by itself through Australian Unity Partnerships (phone and online portals) between 6 November -1 December where the policies purchased have a commencement date between 6 November - 1 December 2025; and
   2. are new members on new memberships (see condition 3 below),
2. After complying with paragraph 1 above, and subject to paragraph 3 and below, the policy holder may receive 6 (six) weeks free on their eligible cover. Limit of one 6 weeks free offer per membership.
3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance or Australian Unity Overseas Visitors Cover within 90 days of joining.
4. This promotion is not available:
   1. through aggregators or comparators;
   2. through direct sales via Australian Unity call centre or website;
   3. to members who take out hospital only cover or Overseas Visitors Cover;
   4. to Australian Unity staff;
   5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here.
5. The 6 weeks free will be applied to the membership after the policy holder has their eligible cover for a minimum period of 60 continuous days and the policy is paid up to date:
   1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are in arrears or suspended.
   2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
   3. The offer will be forfeited if the member has changed cover within the first 60 days to corporate hospital only cover, corporate extras only cover, retail hospital and extras cover or Overseas Visitors Cover.
6. This offer is not available in conjunction with any other offer or promotion, except where those offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
7. Those who join via the Finder partnership relationship are eligible for the partnership discount and the weeks free offer.
8. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated. It is the consumer's responsibility to review our provided terms and conditions site to ensure they remain aware of any updates. 
9. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Terms and Conditions: CPA $1000 Quote Competition – Win a $1,000 Gift Card (6 October – 30 November 2025)

1. Information on how to enter and prizes forms part of these terms and conditions of entry. By entering the "CPA $1,000 Quote Competition" (competition), you acknowledge that you have read these terms and conditions and that you agree to be bound by them.
2. The promoter is Australian Unity Health Limited ABN 13 078 722 568, 271 Spring Street, Melbourne, VIC, 3000 (Promoter)
3. The competition runs from 12:01am (AEDT) 6 October 2025 to 11:59pm (AEDT) 3o November 2025. The Promoter reserves the right to extend the competition end date at any time. No late entries will be accepted. Incomplete or incoherent entries will be invalid.
4. The prize consists of 1 x $1,000 Mastercard Gift Card. One winner will receive one (1) $1000 Mastercard Gift Card.
5. To be eligible to enter the competition you must:
   1. be 18 years or older;
   2. reside in any Australian State or Territory
   3. Be a current CPA Australia Member or CPA employee at the time of the entry
6. To be entered into the random prize draw, the entrant must complete an Australian Unity health insurance quote (for hospital cover, extras cover, or a combination of both) via the Australian Unity website or call centre during the competition period, including providing their email address and phone number. Entrants who complete their quote via the call centre will receive two (2) entries into the competition, entrants who complete their quote at the CPA Congress Kiosk between 14th-16th of October will receive an extra (+1) entrie.
7. A limit of one entry to the competition per person applies to those who obtain a quote online. Entrants who obtain a quote via the call centre will receive two (2) entries, entrants who complete their quote at the CPA Congress Kiosk between 14th-16th of October will receive an extra (+1) entries..If an entrant proceeds to purchase and commence an Australian Unity health insurance product prior to 11:59pm (AEDT) 30 November 2025, they will receive an additional nine (9) entries into the competition. This offer is subject to compliance with applicable trade promotion laws. There is no fee to enter.
8. For the avoidance of doubt, this promotion is not available:
   1. through brokers, intermediaries or comparators;
   2. to employees, directors or officers of the Promoter, and any of its related bodies corporate, and any companies or agencies associated with this competition, or their immediate families;
   3. on Overseas Visitors Cover (OVC) products; or
   4. to members who hold Australian Unity private health insurance with a policy commencement prior to 6 October 2025.
9. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age, CPA membership status, and proof of residency) and to disqualify any entrant who submits an entry that is not in accordance with these terms and conditions or who tampers with the entry process. Any decision to disqualify any entrant will be made in accordance with applicable laws and will not be unreasonable or arbitrary. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.
10. The winners will be chosen at random by manual draw. A limit of one prize per entrant applies. The first valid entry drawn will win one (1) $1, 000 Mastercard Gift Card. The random prize draw will be held on 4 December 2025 at 11:30am (AEDT) at 271 Spring Street, Melbourne, VIC, 3000 and the winners notified by phone and/or email by 5 December 2025. The winner will be published on the Australian Unity website at australianunity.com.au/competitionwinners by 8 December 2025.
11. If a prize is not claimed by 16 December 2025, a second chance random draw will take place on this date and the unclaimed prize-winner will be notified by phone and/or email by 17 December 2025, and the new winner will be published on the Australian Unity website at australianunity.com.au/competitionwinners on 19 December 2025.
12. The prize is not transferable or refundable. No part of the prize is exchangeable or redeemable for cash or any other prize. If any aspect of the prize cannot be delivered for any reason, the Promoter reserves the right to substitute the prize for any other similar item of equal or greater value subject to State laws
13. The results of the draw and Promoter’s decisions in relation to all aspects of this promotion are final and binding on all entrants
14. Subject to regulatory approval, the Promoter reserves the right to amend the competition and its terms and conditions at any time and for any reason, and will notify entrants of any such amendments as soon as reasonably practicable on the competition page at australianunity.com.au/tcs. It is the entrant's responsibility to regularly check the competition page for any amendments.
15. Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the Promoter's liability in relation to the consumer guarantees under the Australian Consumer Law (Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence) for any personal injury, or any loss or damage (including loss of opportunity) whether direct, indirect, special or consequential, arising in any way out of the competition including:
    1. any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
    2. any theft, unauthorised access or third party interference;
    3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
    4. any variation in prize value to that stated in these terms and conditions;
    5. any tax liability incurred by the winner or entrant; or
    6. use of the prize.
16. To the extent permitted by law, the Promoter shall not be liable for any loss or damage whatsoever (including but not limited to indirect or consequential loss) which is suffered or sustained by any entrant/winner as a result of participating in this promotion, or accepting any prize.
17. The Promoter accepts no responsibility for any tax implications that may arise from winning the prize. Independent financial advice should be sought.
18. All entries will be the property of the Promoter. Entrants consent to the use of their personal information for the purposes of administering the competition and, where consent is provided, for marketing communications in accordance with the Promoter’s Privacy Policy. The Promoter is bound by the Australian Privacy Principles in the Privacy Act 1988. The Promoter’s privacy policy is available on the Promoter’s website at australianunity.com.au/privacy-policy. Entrants can request access to the personal information the Promoter holds about them by contacting the Promoter at the address set out above.
19. The winner of the promotion consents to the Promoter using their name, likeness, image and/or voice (including photograph, film and/or recording of the same) in any media, marketing or advertising activities for an unlimited period without remuneration.
20. If for any reason whatsoever beyond the reasonable control of the Promoter, this promotion is not capable of being conducted as reasonably anticipated, the Promoter reserves the right, in its sole discretion, unless to do so would be prohibited by law, to a. disqualify any entrant; and/or b. subject to any written directions from a regulatory authority, to cancel, suspend, modify, terminate or cancel the promotion.
21. The laws of Victoria apply to this promotion. Entrants submit to the exclusive jurisdiction of the courts of Victoria.
22. Simply booking an appointment does not constitute an entry into the competition. However, if a quote is taken out during the booking call with a contact centre representative, the entrant will receive two (2) entries into the competition.

Terms and Conditions : End of financial year offer - 10% off Corporate products (16 June 2025 – 30 June 2025)

1. This offer only applies for members who purchase Corporate cover via the Australian Unity call centre or the Australian Unity website between 16 June 2025 and 30 June 2025 with a commencement date between 16 June 2025 and 30 June 2025.


2. This offer is only available when paying by direct debit.


3. After complying with paragraphs 1 and 2 above, and subject to paragraph 4 below, the policyholder may receive a discount of 10% on their Corporate cover. Limit of one discount per membership applies.


4. This promotion is not available:
   1. through brokers or comparators;
   2. to members currently on a Corporate cover;
   3. to members who take out Overseas Visitors Cover;
   4. to members who take out Retail cover;
   5. to Australian Unity staff; or
   6. to dependants who come off their parent’s policy and take out their own cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here.


5. The discount will only apply on Corporate products and will not apply if a member moves to a Retail product.


6. The discount is not available in conjunction with any other offer or promotion, except a valid weeks free promotional offer or the Refer a Friend promotional offer subject to relevant T&Cs.


7. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website https://www.australianunity.com.au/health-insurance/corporate-affiliate/tcs, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.


8. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Terms and Conditions: Get 6 (six) weeks free when you join via Australian Unity partnerships on hospital and extras cover or extras only cover (2 January – 30 June 2025)

1. This offer only applies to people who:
   1. between 2 January – 27 January 2025 (inclusive) – purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product); or purchase Australian Unity extras only cover by itself through Australian Unity Partnerships (phone and online portals) where the policies purchased have a commencement date between 2 January – 27 January 2025; or
   2. between 28 January – 30 June 2025 (inclusive) – purchase Australian Unity corporate hospital and corporate extras cover at the same time; or purchase Australian Unity corporate extras only cover by itself through Australian Unity Partnerships (phone and online portals) where the policies purchased have a commencement date between 28 January – 30 June 2025; and
   3. are new members on new memberships (see condition 3 below),


2. After complying with paragraph 1 above, and subject to paragraph 3 and below, the policy holder may receive 6 (six) weeks free on their eligible cover. Limit of one 6 weeks free offer per membership.


3. Offer only available to new members on new memberships, who have not previously held Australian Unity health insurance within 90 days of joining.


4. This promotion is not available:
   1. through aggregators or comparators;
   2. through direct sales via Australian Unity call centre or website;
   3. to members who take out hospital only cover or Overseas Visitors Cover;
   4. to Australian Unity staff ;
   5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here


5. The 6 weeks free will be applied to the membership after the policy holder has their eligible cover for a minimum period of 60 continuous days and the policy is paid up to date:
   1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
      • in arrears; or
      • suspended
   2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.


6. This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.


7. Those who join via a partnership relationship are eligible for the partnership discount and the weeks free offer.


8. This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/health-insurance/affiliate/tcs and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.


9. Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.