Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Information in this document is correct as at 7th December 2020 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
This information is current as at 20th September 2021 and is subject to change
1Available for new loan applications only. Minimum loan amount $200,000. Other details on the home loans are available by contacting Australian Unity on 1300 790 740.
2Comparison Rate is based on a secured loan of $150,000 over a term of 25 years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Normal lending criteria apply. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
3Terms and Conditions of the offer include: Offer applies to new customers only when you settle a home loan with Australian Unity equal to or greater than $200,000, the $2,000 cash back offer is a one off payment only, is not transferable and is payable into the customer’s Australian Unity transaction account upon settlement of the loan. Australian Unity reserves the right to amend or discontinue the cash back offer at any time. Loans must be approved and settled to qualify for the offer. Standard lending criteria, fees, charges, terms and conditions apply. The cash back payment of $2,000 does not affect the cost of the loan in any way. Apply before 31 December 2021 to be eligible for this offer.
4Available for new loans only. Principal & Interest loans: The rate includes up to 1.42% discount off the standard variable rate for the Health Wealth Happiness Home Loan Package. The discount for Health Wealth Happiness Home Loan Package includes a 0.60% conditional product discount and a campaign sign on discount of up to 0.82%. To maintain access to the ongoing discount the repayments for your loan must be debited from an Australian Unity transaction or offset account.
5If you’re borrowing more than 80% of the value of the property you will need to pay additional fees called Lenders Mortgage Insurance (LMI).
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