Banking benefits for Australian Unity partner employees

Banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.

Fees, charges and lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.

^{^}Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.

Information is correct as at 24 July 2023 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.

¹ 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

²  Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.

³  Secured Personal loan comparison rate calculation is based on a secured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

⁴ Unsecured Personal loan comparison rate calculation is based on an unsecured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

⁵ Discount does not apply to the cash advance interest rate, which is 18.99% p.a. as at 24 October 2018. Interest rates are current as at 24 March 2020 and are subject to change.

Fee waivers and discounted interest rates continue for term of engagement. Fee waiver does not continue if the member ceases employment with the Australian Unity partner. Fees and charges apply. Refer to Fees and Charges for information on current fees and charges.

Lending criteria apply for all loans and credit cards, and their product terms are available on application. Please refer to Terms of Use before applying for any product.

Our Target Market Determinations are available here.