Find the Health Insurance that best suits you
You could avoid the Medicare Levy Surcharge
If you earn over $90,000 (single) or $180,000 (couple or family), buying private hospital cover can help you avoid an extra tax called the Medicare Levy Surcharge (MLS)
The MLS adds a surcharge of between 1% and 1.5% of your income to your tax bill if you don't have private hospital cover
All Australian Unity hospital covers include emergency ambulance transportation.
Many hospital covers also provide up to two ambulance paramedic attendances per year.
You're covered in hospital and at home
Receive both hospital and rehabilitation care from the comfort of your home.
Receive short-term support from one of our approved service providers in the comfort of your own home to avoid or reduce a hospital stay, when referred by a medical practitioner.
Choose your provider
Unlike some health funds who push you to their provider network, at Australian Unity you can choose to keep seeing your preferred physio, chiro or other extras provider.
With choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity.
Choose how much you get back
You can choose extras cover that gives you either a set dollar amount or set percentage back on claims.
Get covered for the things that are important to you, and know in advance how much you’ll get back on claims. (Yearly limits apply.)
No need to re-serve waiting periods
We recognise the waiting periods you've already served with your previous health fund.
If you switch to an equivalent or lower level of cover with us within 30 days, you won't have to re-serve any completed waiting periods.
GET A QUOTE
We make it quick and easy to get money back for your health claims
You don’t have to be sick or go to the doctor to receive value from your Australian Unity membership. We provide discounts and special offers on a wide range of products and services.
Discounts on holidays and leisure
Discounts on homewares
Discounts on sporting gear
Tickets to sporting events