Optical Cover

Freedom Extras

From

$^{^*}

Weekly Fortnightly Monthly Quarterly Yearly

Payment frequency Minimum direct debit frequency is fortnightly

Includes 4% direct debit discount

Comprehensive cover for a wide range of health services including major dental, podiatry, pharmacy and 100% back on optical and selected dental services through our No Gap Dental Network.

Cover includes non-student dependants aged 23 and over.

View Extras Fact Sheet

View Product

Extras cover
Claim up to $6,050 per person per calendar year ^{^}

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
General Dental

Covers most fillings and simple extractions

$800 limit per person, $1600 limit per family combined with Preventative Dental
Root Canal, Gum Disease Treatments & Surgical Extractions

$800 limit per person, $1600 limit per family combined with Crowns, Bridges & Dentures
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$800 limit per person, $1600 limit per family combined with Root Canal, Gum Disease Treatments & Surgical Extractions
Orthodontics

$700 limit
Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$250 per person, $500 per family, Up to 100% of the cost per item
Physiotherapy

Includes sports physiotherapy and hydrotherapy

$500 limit combined with Exercise Physiology
Chiropractic and Osteopathy

$350 combined limit
Acupuncture

$300 limit combined with Remedial Massage and Myotherapy
Remedial Massage

$300 limit combined with Acupuncture and Myotherapy
Podiatry

Excludes podiatric surgery

$300 limit combined with Orthotics, Braces, Splints and Garments
Psychology

$400 limit
Pharmacy

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

$400 limit

Ambulance

Unlimited Emergency Ambulance transportation

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
Ambulance Attendance

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

2 attendances per person

Dental

See individual limits below

No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

$800 limit per person, $1600 limit per family combined with General Dental
General Dental

Covers most fillings and simple extractions

$800 limit per person, $1600 limit per family combined with Preventative Dental
Root Canal, Gum Disease Treatments & Surgical Extractions

$800 limit per person, $1600 limit per family combined with Crowns, Bridges & Dentures
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$800 limit per person, $1600 limit per family combined with Root Canal, Gum Disease Treatments & Surgical Extractions
Orthodontics

$700 limit

Optical

$250 per person, $500 per family

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$250 per person, $500 per family, Up to 100% of the cost per item

Therapies

See individual limits below

Physiotherapy

Includes sports physiotherapy and hydrotherapy

$500 limit combined with Exercise Physiology
Exercise Physiology

Includes hydrotherapy

$500 limit combined with Physiotherapy
Chiropractic and Osteopathy

$350 combined limit
Acupuncture

$300 limit combined with Remedial Massage and Myotherapy
Remedial Massage

$300 limit combined with Acupuncture and Myotherapy
Myotherapy

$300 limit combined with Acupuncture and Remedial Massage
Podiatry

Excludes podiatric surgery

$300 limit combined with Orthotics, Braces, Splints and Garments
Orthotics, Braces, Splints and Garments

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

$300 limit combined with Podiatry

Other

See individual limits below

Dietetics

$400 limit
Audiology, Speech, Eye and Occupational Therapy

$300 combined limit
Psychology

$400 limit
Pharmacy

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

$400 limit
Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$200 limit
School Accident Top-Up Benefit

Benefit applies where you are otherwise eligible to claim for benefits under your Extras cover. General treatment must be received within 12 months from the date of the incident at school which took place after joining this product.

Claim must be accompanied by a description of the accident from the (recognised) school. E.g., A report on the school’s letterhead, letter from the school, or the notification from the school's electronic notification system.

$150 limit
Sickness Travel and Accommodation

For medically necessary treatment requiring a minimum return trip of 200km or more.

$200 limit

View inclusions

Balanced Extras

From

$^{^*}

Weekly Fortnightly Monthly Quarterly Yearly

Payment frequency Minimum direct debit frequency is fortnightly

Includes 4% direct debit discount

Balanced cover across a wide range of services, with strong dental that grows with you. Plus solid optical, increasing hearing aid limits, and the flexibility to pair it with the hospital cover that suits you.

Cover includes non-student dependants aged 23 and over.

View Extras Fact Sheet

View Product

Extras cover
Claim up to $4,000 per person per calendar year ^{^}

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories.
General Dental

Covers most fillings and simple extractions

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
Root Canal, Gum Disease Treatments & Surgical Extractions

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures.
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions.
Orthodontics

$600 per person limit, $1,200 per family limit
Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$200 limit per person, $400 limit per family
Physiotherapy

Includes sports physiotherapy and hydrotherapy

$400 limit per person, $800 limit per family combined with Exercise Physiology, Chiropractic and Osteopathy.
Chiropractic and Osteopathy

$400 limit per person, $800 limit per family combined with Physiotherapy and Exercise Physiology.
Remedial Massage

$300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Myotherapy.
Podiatry

Excludes podiatric surgery

$300 limit per person, $600 limit per family combined with Orthotics, Braces, Splints and Garments.
Psychology

$300 limit per person, $600 limit per family combined with Audiology, Speech, Eye and Occupational Therapy.
Pharmacy

For non-PBS prescription pharmaceuticals prescribed for the indication approved by the Therapeutic Goods Administration (TGA) only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) patient contribution. Excludes vitamins, minerals and supplements.

$300 limit per person, $600 limit per family combined with Travel Vaccinations.
Gym Membership

$200 limit per person combined with Nicotine Replacement Therapy and Skin Checks.
Nicotine Replacement Therapy

$200 limit per person combined with Gym Membership and Skin Checks.
Skin Checks

$200 limit per person combined with Gym Membership and Nicotine Replacement Therapy
Hearing aids

Includes hearing aid appliance, replacement and repairs. Benefit for each item is payable every 3 years (does not apply to repairs)

$400 per person and $800 per family in year one, increasing to $800 per person and $1,600 per family by year five. Annual limit increases are effective 1 January.

Ambulance

Unlimited Emergency Ambulance transportation

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
Ambulance Attendance

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited

Dental

See individual limits below

No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories.
Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
General Dental

Covers most fillings and simple extractions

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
Root Canal, Gum Disease Treatments & Surgical Extractions

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures.
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions.
Orthodontics

$600 per person limit, $1,200 per family limit

Optical

$200 per person, $400 per family

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$200 limit per person, $400 limit per family

Therapies

See individual limits below

Physiotherapy

Includes sports physiotherapy and hydrotherapy

$400 limit per person, $800 limit per family combined with Exercise Physiology, Chiropractic and Osteopathy.
Exercise Physiology

Includes hydrotherapy

$400 limit per person, $800 limit per family combined with Physiotherapy, Chiropractic and Osteopathy.
Chiropractic and Osteopathy

$400 limit per person, $800 limit per family combined with Physiotherapy and Exercise Physiology.
Acupuncture

$300 limit per person, $600 limit per family combined with Dietetics, Remedial Massage and Myotherapy.
Remedial Massage

$300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Myotherapy.
Dietetics

$300 limit per person, $600 limit per family combined with Acupuncture, Remedial Massage and Myotherapy.
Myotherapy

$300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Remedial Massage.
Podiatry

Excludes podiatric surgery

$300 limit per person, $600 limit per family combined with Orthotics, Braces, Splints and Garments.
Orthotics, Braces, Splints and Garments

Orthotics must be recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice. Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

$300 limit per person, $600 limit per family combined with Podiatry.

Other

See individual limits below

Audiology, Speech, Eye and Occupational Therapy

$300 limit per person, $600 limit per family combined with Psychology.
Psychology

$300 limit per person, $600 limit per family combined with Audiology, Speech, Eye and Occupational Therapy.
Pharmacy

For non-PBS prescription pharmaceuticals prescribed for the indication approved by the Therapeutic Goods Administration (TGA) only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) patient contribution. Excludes vitamins, minerals and supplements.

$300 limit per person, $600 limit per family combined with Travel Vaccinations.
Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$300 limit per person, $600 limit per family combined with Pharmacy.
Gym Membership

$200 limit per person combined with Nicotine Replacement Therapy and Skin Checks.
Nicotine Replacement Therapy

$200 limit per person combined with Gym Membership and Skin Checks.
Skin Checks

$200 limit per person combined with Gym Membership and Nicotine Replacement Therapy

Devices & Aids

See individual limits below

Asthma Pumps and Peak flow meters

Benefit for each item is payable every 2 calendar years

$200 limit per person, $400 limit per family combined with Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches, and Non‑surgical Prostheses.
Blood glucose and Blood pressure monitors

Benefit for each item is payable every 2 calendar years

$200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches, and Non‑surgical Prostheses.
C-PAP Devices and TENS Machines Includes C-PAP/B-PAP

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Benefit for each item is payable every 2 calendar years

$200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, Wheelchairs and Crutches, and Non‑surgical Prostheses.
Wheelchairs and Crutches

For hire or purchase of wheelchairs or crutches used in prevention or support post injury

$200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, and Non‑surgical Prostheses.
Non-surgical Prostheses

Benefit for each item is payable every 2 calendar years (does not apply to wigs)

$200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches.
Hearing aids

Includes hearing aid appliance, replacement and repairs. Benefit for each item is payable every 3 years (does not apply to repairs)

$400 per person and $800 per family in year one, increasing to $800 per person and $1,600 per family by year five. Annual limit increases are effective 1 January.

View inclusions

Top Extras

From

$^{^*}

Weekly Fortnightly Monthly Quarterly Yearly

Payment frequency Minimum direct debit frequency is fortnightly

Includes 4% direct debit discount

Top cover with all the bells and whistles. Includes great yearly limits for major dental, physical therapies, aids and devices and much more.

Cover includes non-student dependants aged 23 and over.

View Extras Fact Sheet

View Product

Extras cover
Claim up to $9,150 per person per calendar year ^{^}

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
General Dental

Covers most fillings and simple extractions

$1000 limit per person, $2000 limit per family combined with Preventative Dental
Root Canal, Gum Disease Treatments & Surgical Extractions

$1000 limit per person, $2000 limit per family combined with Crowns, Bridges & Dentures
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$1000 limit per person, $2000 limit per family combined with Root Canal, Gum Disease Treatments & Surgical Extractions
Orthodontics

$800 limit
Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$300 per person, $600 per family, Up to 100% of the cost per item
Physiotherapy

Includes sports physiotherapy and hydrotherapy

$600 limit combined with Exercise Physiology
Chiropractic and Osteopathy

$400 combined limit
Acupuncture

$400 limit combined with Remedial Massage and Myotherapy
Remedial Massage

$400 limit combined with Acupuncture and Myotherapy
Podiatry

Excludes podiatric surgery

$400 limit combined with Orthotics, Braces, Splints and Garments
Blood glucose and Blood pressure monitors

Benefit for each item is payable every 2 calendar years

$500 limit combined with Asthma Pumps and Peak Flow Meters, C-PAP/B-PAP Devices and TENS Machines, Wheelchairs and Crutches, Non-Surgical Prostheses.
Hearing aids

Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs).

$1,000 limit
Psychology

$600 limit
Pharmacy

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

$500 limit

Ambulance

Unlimited Emergency Ambulance transportation

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited
Ambulance Attendance

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

2 attendances per person

Dental

See individual limits below

No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

$1000 limit per person, $2000 limit per family combined with General Dental
General Dental

Covers most fillings and simple extractions

$1000 limit per person, $2000 limit per family combined with Preventative Dental
Root Canal, Gum Disease Treatments & Surgical Extractions

$1000 limit per person, $2000 limit per family combined with Crowns, Bridges & Dentures
Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$1000 limit per person, $2000 limit per family combined with Root Canal, Gum Disease Treatments & Surgical Extractions
Orthodontics

$800 limit

Optical

$300 per person, $600 per family

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$300 per person, $600 per family, Up to 100% of the cost per item

Therapies

See individual limits below

Physiotherapy

Includes sports physiotherapy and hydrotherapy

$600 limit combined with Exercise Physiology
Exercise Physiology

Includes hydrotherapy

$600 limit combined with Physiotherapy
Chiropractic and Osteopathy

$400 combined limit
Acupuncture

$400 limit combined with Remedial Massage and Myotherapy
Remedial Massage

$400 limit combined with Acupuncture and Myotherapy
Myotherapy

$400 limit combined with Acupuncture and Remedial Massage
Podiatry

Excludes podiatric surgery

$400 limit combined with Orthotics, Braces, Splints and Garments
Orthotics, Braces, Splints and Garments

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

$400 limit combined with Podiatry

Devices & Aids

See individual limits below

Asthma Pumps and Peak flow meters

Benefit for each item is payable every 2 calendar years

$500 limit combined with Blood Glucose and Blood Pressure Monitors, C-PAP/B-PAP Devices and TENS Machines, Wheelchairs and Crutches, Non-Surgical Prostheses.
Blood glucose and Blood pressure monitors

Benefit for each item is payable every 2 calendar years

$500 limit combined with Asthma Pumps and Peak Flow Meters, C-PAP/B-PAP Devices and TENS Machines, Wheelchairs and Crutches, Non-Surgical Prostheses.
C-PAP Devices and TENS Machines Includes C-PAP/B-PAP

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Benefit for each item is payable every 2 calendar years

$500 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, Wheelchairs and Crutches, Non-Surgical Prostheses.
Wheelchairs and Crutches

For hire or purchase of wheelchairs or crutches used in prevention or support post injury

$500 limit combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood pressure Monitors, C-PAP/B-PAP Devices and TENS Machines, Non-Surgical Prostheses.
Non-surgical Prostheses

Benefit for each item is payable every 2 calendar years (does not apply to wigs)

$500 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices and TENS Machines, Wheelchairs and Crutches.
Hearing aids

Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs).

$1,000 limit

Other

See individual limits below

Dietetics

$500 limit
Audiology, Speech, Eye and Occupational Therapy

$400 combined limit
Psychology

$600 limit
Pharmacy

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

$500 limit
Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$250 limit
School Accident Top-Up Benefit

Benefit applies where you are otherwise eligible to claim for benefits under your Extras cover. General treatment must be received within 12 months from the date of the incident at school which took place after joining this product.

Claim must be accompanied by a description of the accident from the (recognised) school. E.g., A report on the school’s letterhead, letter from the school, or the notification from the school's electronic notification system.

$200 limit
Sickness Travel and Accommodation

For medically necessary treatment requiring a minimum return trip of 200km or more.

$300 limit

View inclusions

Optical product	Covered by Australian Unity where you have optical cover (subject to yearly limits)
Prescription glasses (including lenses and frames)
Contact lenses^{^}
Prescription sunglasses
Prescription swim goggles
Prescription ski or diving masks
Low vision aids^*
Dyslexia-tint glasses^*
Non -prescription sunglasses

Your price

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My personal details

My income details

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Freedom Extras

Extras coverClaim up to $6,050 per person per calendar year ^

Balanced Extras

Extras coverClaim up to $4,000 per person per calendar year ^

Top Extras

Extras coverClaim up to $9,150 per person per calendar year ^

Why choose Australian Unity for optical cover?

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Optical Cover at a Glance

What is optical cover?

Can I get optical cover without hospital cover?

Does Medicare cover Optical treatment?

What Can Optical Cover Help

Optical benefits are available for prescription glasses, contact lenses, prescription sunglasses, selected optical aids and other approved optical products

Optical and Dental Cover in One Extras Policy

How to Choose the Best Optical Cover

The best optical cover depends on your needs.

Consider optical cover if you:

Wear Prescription Glasses

Wear Contact Lenses

Need prescription sunglasses

Use Multiple Extras Services

Things to look for when comparing:

Annual optical limit

Waiting periods

Benefits

FAQs

Does health insurance cover glasses?

What does optical extras cover include?

Can optical cover help pay for contact lenses?

Does optical cover include prescription sunglasses?

Can I get dental and optical cover together?

What is private optical cover?

Are there waiting periods for optical cover?

Can I switch health funds without serving waiting periods again?

How do annual optical limits work?

What should I compare when choosing optical cover?

Is optical cover worth it if I wear glasses every day?

What is the best optical cover?

Is Optical Cover Worth It?

Can I get optical cover with no waiting period?

Why choose dental and optical cover together?

How much can I claim for glasses each year?

What are optical benefit limits?

How long is the waiting period for optical cover?

Does optical cover include eye tests?

Can I claim designer glasses through health insurance?

Compare featured Extras cover
Find the right level of cover for your needs
View all products

Extras cover
Claim up to $6,050 per person per calendar year ^{^}

Extras cover
Claim up to $4,000 per person per calendar year ^{^}

Extras cover
Claim up to $9,150 per person per calendar year ^{^}