Why join Australian Unity

Get cover that works for you

Health insurance is not one-size-fits-all. That’s why Australian Unity offers a range of hospital and extras covers that you can mix-and-match to meet your needs:

  • Wish you could afford to go to the dentist more often?
  • Want money back on remedial massage and natural therapies?
  • Planning on having a baby?
  • Want the best level of care for total peace of mind?

No matter what your needs are, we’ve got you covered.

30-day cooling off period

You’re protected by an Australian Government-mandated 30 day cooling off period.

If you change your mind in the first 30 days, as long as you haven’t made any claims, you can switch to a more suitable level of cover or else cancel your membership and get your money back.

No waiting periods for switchers

When you switch to Australian Unity from a cover with a similar or higher level of benefits within 30 days of leaving your old health fund, we’ll recognise the waiting periods you’ve already served.

Even if you haven’t completed a waiting period, we’ll apply any time already served towards your new cover.

Find out more about switching to Australian Unity.

Fast and easy claiming with our mobile app

You can claim for most extras on the spot by simply swiping your Australian Unity membership card.

Or you can use our 3-step mobile claiming app:

  1. Select Quick Claim.
  2. Take photos of your receipts.
  3. Press Submit.

Too easy! You can claim up to $300 at a time, and the money is usually credited to your account within two business days.

Find out about other ways to claim.


Keep seeing your favourite providers

With Australian Unity you can continue to see your favourite dentist, physio, chiro or other extras provider.

That’s unlike some health funds who lock you into their provider network. With choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity.

Get up to 100% back on preventative dental

You’ve heard the old saying that prevention is better than cure. That’s especially true when the cure can be both painful and expensive!

That’s what our No Gap Dental cover is all about. It’s available on many of our extras covers, and provides preventative dental treatments with no out-of-pocket costs (up to your yearly limit) when you visit any provider in our No Gap Dental Network.

Covered treatments include:
  • Initial and preventative examinations
  • Scale and clean
  • Topical fluoride treatment
  • X-rays
  • Custom mouthguards

Find out more about our No Gap Dental cover.

Other benefits of membership

You don’t have to be sick or go to the hospital to receive benefits from your Australian Unity membership: