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  2. Term Deposits

Term Deposits

Enjoy the certainty of interest income

Easy Saver
Up to
Make a deposit of $5,000 or more with the confidence of knowing exactly how much interest you will earn. Choose a term from 1 month to 5 years and select from a range of interest payment options.
How to apply
You need to be 18 years or over
You must be a permanent resident of Australia
Must not have previously held an Australian Unity Term Deposit account
How to apply

Terms from 1 month to 5 years

Choose from a range of interest payment options

$5,000 minimum deposit

How much interest could your savings be earning?

Interest Credited


 At Maturity



Half Yearly


 1 Month






 2 Months






 3 Months






 4 Months






 5 Months






 6 Months






 7 Months






 8 Months






 9 Months






 10 Months






 11 Months





 1 Year





 2 Years






 3 Years






 4 Years






 5 Years






Interest rates current as at 31 January 2019 and are subject to change.

Our products

Important information

A Term Deposit is a cash investment made with us for a fixed term at an agreed interest rate.

Minimum deposit amount is $5,000. Term Deposits with a balance less than $5,000 will not be accepted.

Interest paid on maturity for terms less than 12 months. Terms 12 months and above paid 6 monthly or annually except where specified

Early redemption – In accepting a fixed term deposit you agree to invest those funds with Australian Unity for the nominated term. The acceptance of an early redemption request will be subject to an interest adjustment, calculated as a percentage on the actual term of the deposit, referenced to the original maturity date.

Please read our Terms and Conditions and Privacy Policy before applying.