All information contained on this site is for general information purposes only and is not specific advice to any particular person. Any advice contained on this site is General Advice and does not take into account any person’s objectives, financial situation and needs. Before taking out any particular product, please consider whether it is appropriate for you and seek financial advice.
SMSF Term Deposits
A Term Deposit is a cash investment made with us for a fixed term at an agreed interest rate.
Minimum deposit amount is $5,000.
Please refer to the ‘Schedule of Interest Rates – Transaction, Savings and Investments ’ for the available options; interest may be added to the term deposit, or credited to an eligible Australian Unity account.
Early redemption – In accepting a fixed term deposit you agree to invest those funds with Australian Unity for the nominated term. The acceptance of an early redemption request will be subject to an interest adjustment, calculated as a percentage on the actual term of the deposit, referenced to the original maturity date.
SMSF Limited Recourse Investor Loan
*Loan Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. Comparison Rate is effective 1 March 2018. WARNING: the Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All information is correct as at 1 March 2018 and is subject to change.
What is a Comparison Rate?
To find out more click here.
Key facts sheets
Refer to the key facts sheet detailing the facts relating to your loan, including interest rate, repayments and fees, which can be used for comparison with other similar products on the market.
Fees and Charges
Refer to Fees and Charges for information on current fees and charges.