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Personal Loans

Reach your goal faster with a personal loan

Whether you're renovating your home, planning an overseas trip or buying a car you can choose from one of Australian Unity's personal loan options.

Australian Unity Banking Home Loan Kickstarter Package
Up to
6.99%p.a. Variable rate
8.34%p.a. Comparison rate1
Whether you’re buying your dream car, upgrading the family car, or buying you’re your first car, achieve your goal faster with our great value fixed rate car loan.
Apply online

Drive away sooner with a great value car loan

Borrow $5,000 or more and enjoy a great low variable rate on a loan term up to 7 years.

Pay off your loan early

Make additional payments at no extra cost.

Redraw funds at no extra cost

Access any extra money you’ve paid towards your loan.

No monthly fees

Enjoy no ongoing monthly fees.

Low Application fee

Low once off application fee of $199.

Apply online
Up to
8.99%p.a. Variable rate
10.34%p.a. Comparison rate1
Take advantage of this great rate and borrow $5,000 or more to fund things like renovations or travel. A secured loan is provided against an asset (such as a car) that has a value greater than or equivalent to the amount borrowed.



Apply online

More than just great rates

Borrow $5,000 or more and enjoy a great low variable rate on a loan term up to 7 years.

Pay off your loan early

Make additional payments at no extra cost.

Redraw funds at no extra cost

Access any extra money you’ve paid towards your loan.

No monthly fees

Enjoy no ongoing monthly fees.

Low Application fee

Low once off application fee of $199.

Apply online
Up to
11.99%p.a. Variable rate
13.35%p.a. Comparison rate1

Borrow the funds you need with our great low rate. This loan can be used to fund something like renovations or if you’re looking to consolidate credit card debt and don’t want to secure it against an asset.





Apply online

Reach your goals sooner with more than just great rates

Borrow $5,000 or more and enjoy a great low variable rate on a loan term up to 7 years.

Pay off your loan early

Make additional payments at no extra cost.

Redraw funds at no extra cost

Access any extra money you’ve paid towards your loan.

No monthly fees

Enjoy no ongoing monthly fees.

Low Application fee

Low once off application fee of $199.

Apply online

Our products

Important information

Fees, Charges and Lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product.

1 Comparison rate calculation is based on a loan of $10,000 over 3 years with fortnightly repayments unless otherwise stated. WARNING: The comparison rates apply only to the example or examples given. Normal lending criteria apply, interest rate is per annum and is variable. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All interest rates are subject to change.

What is a Comparison Rate?

To find out more click here.