The Lifeplan Investment Bond is issued by Lifeplan Australia Friendly Society Limited (Lifeplan), ABN 78 087 649 492, AFS Licence No. 237989. The information contained in this advertisement is general information only and does not take into account the objectives, financial situation or needs of any particular investor. In deciding whether to acquire, hold or dispose of the product you should obtain a copy of the Product Disclosure Statement (PDS) and consider whether the product is appropriate. A copy of the PDS is available at australianunity.com.au/wealth or by calling our Adviser Services Team on 1300 133 285. Lifeplan does not provide tax or legal advice. The application of tax laws depends on the investors circumstances. Prior to investing in any financial product, an investor should seek professional tax and legal advice. © 2016 Lifeplan is part of the Australian Unity Group, all rights reserved. Not to be reproduced without permission.