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Terms and conditions for special offers for Australian Unity members

^ 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover.

*Australian Unity members are entitled to these special offers on the following general insurance products:

1. Home & Contents and Landlord Insurance*: If you purchase a new home and/or contents insurance or landlord insurance policy through Australian Unity, we will give you a $100 Coles Group & Myer gift card (Coles Myer Offer).*

2. Car Insurance*: If you purchase a new motor vehicle insurance policy through Australian Unity, we will give you a $100 BP fuel voucher (Fuel Voucher Offer).*

3. Travel Insurance: If you purchase a new travel insurance policy through Australian Unity, we will give you a 10% discount on your premium.

* Policyholders will qualify for a 10% multi-policy discount for each subsequent additional general insurance policy purchased through Australian Unity, excluding travel insurance.

To be eligible for the above special offers, please mention your Australian Unity membership details when calling our insurance consultants on 1800 171 889 to arrange your new general insurance policy.

Ph: 1800 171 889

1. These special offers are available for current Australian Unity members (Eligible Participants) who take out a new eligible general insurance product between 1 July 2017 and 31 December 2017 (promotion period).

2. The Coles Myer Offer consists of one $100 Coles Group & Myer Gift Card (Gift Card) for each new Australian Unity Home & Contents Insurance or Landlord Insurance Policy purchased during the promotion period.

3. The Fuel Voucher Offer consists of one $100 BP Fuel Voucher (Fuel Voucher) for each new Australian Unity Car Insurance Policy purchased during the promotion period.

4. Where the policy has joint policyholders, the Gift Card or Fuel Voucher (as applicable) will be allocated to one policyholder in Australian Unity’s discretion.

5. These special offers do not apply to renewals of existing policies.

6. The Eligible Participant must successfully purchase a new general insurance policy and pay the applicable premium after calling our

insurance consultants on 1800 171 889 and providing their membership details.

7. These special offers cannot be combined with any other offer or promotion. 

8. The Gift Card or Fuel Voucher (as applicable) will be mailed to recipients within 21 days.

9. In accepting the Gift Card, you agree to be bound by the Gift Card Terms of Use which can be found at: www.giftcards.com.au/Gift-Card-Terms-of-Use.aspx.

10. In accepting the Fuel Voucher, you agree to be bound by the Terms of Use which can be found at: www.bp.com/content/dam/bpcountry/en_au/products-services/cards/giftcard- terms-conditions.pdf.

11. Except for any liability that cannot be excluded by law (in which case that liability is limited to the minimumallowable by law), Australian Unity (including its officers,employees and agents) excludes all liability (including negligence) for any personal injury, or any loss or damage (including loss of opportunity) whether direct, indirect,special or consequential, arising in any way in connection with these special offers including, but not limited to, where arising out of the following: 

a. any technical difficulties or equipment malfunction;

b. any theft, unauthorised access or third party interference;

c. any Gift Card or Fuel Voucher that is lost, altered, damaged, misdirected or expires due to any reason beyond the reasonable control of Australian Unity;

d. any tax liability incurred; or

e. accepting and/or redeeming a Gift Card or Fuel Voucher.

Nothing in these conditions restricts, excludes, modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).

Australian Unity Home & Contents, Travel, Landlord and Car insurance products are issued by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545). The promoter is Australian Unity Personal Financial Services Limited (“Australian Unity”) (ABN 26 098 725 145, AFSL234459), 114 Albert Road, South Melbourne, VIC 3205), a subsidiary of Australian Unity Limited.

It is important that you read our Financial Services Guide and relevant Product Disclosure Statement before acting on any advice or acquiring any

insurance product through Australian Unity as agent of the insurer.

The FSG and PDS are available at www: australianunity.com.au/insurance

August - September 2017 gift card offer terms

1. This offer only applies to people who purchase Australian Unity Hospital and Extras cover either through the Australian Unity call centre, via the Australian Unity website between 1 August and 15 September 2017. Their cover must also commence during this period.

2. After complying with paragraph 1 above, the purchaser will receive one $100 Gift Card for any eligible single cover purchased or one $200 Gift Card for any eligible couple/family cover purchased. Limit of one gift card per membership. Gift cards will only be issued after the purchaser has held cover with Australian Unity for 30 days.

3. Offer only available to new members. A new member means that no person on the policy has held Australian Unity health insurance before. This offer is not available to new members who take out Hospital only cover, Extras only cover or Overseas Visitors Cover. This offer is not available to Australian Unity staff, to anyone accessing a corporate alliance partner discount, former student dependants who were previously covered on an Australian Unity policy or through any brokers, intermediaries or comparators.

4. This offer is not available in conjunction with any other retail offer or promotion being run by Australian Unity at the same time.

5. This offer can be altered or withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time without notice. Australian Unity may request further information from any purchaser in its discretion.

6. All Gift Cards are Universal Gift Card Visa gift cards, issued by Heritage Bank Limited ABN 32 087 652 024 AFSL / Australian Credit Licence 240984, preloaded with either AU$100 or AU$200 in cash only (as applicable). All gift cards will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be provided. Allow 6-8 weeks after the purchase date of the new policy for delivery of the Gift Card. Gift Cards are subject to the terms and conditions that appear on the reverse of the Gift Card letter.
Disclaimer

This information has been produced by Australian Unity Personal Financial Services Ltd (‘AUPFS’) ABN 26 098 725 145, of 114 Albert Road, South Melbourne, VIC 3205, AFSL & Australian Credit Licence 234459 and © Big Sky Building Society Ltd ABN 30 087 652 079, AFSL/Australian Credit Licence No. 237994. Any advice in this document is general advice only and does not take into account the objectives, financial situation or needs of any particular person. It does not represent legal, tax, or personal advice and should not be relied on as such. You should obtain financial advice relevant to your circumstances before making decisions in relation to any product. AUPFS is a registered tax (financial) adviser and any reference to tax advice contained in this document is incidental to the general financial advice it may contain. You should seek specialist advice from a tax professional to confirm the impact of this advice on your overall tax position. Nothing in this document represents an offer or solicitation in relation to securities or investments in any jurisdiction. Where a particular financial product is mentioned, you should consider the Product Disclosure Statement before making any decisions in relation to the product and we make no guarantees regarding future performance or in relation to any particular outcome. Whilst every care has been taken in the preparation of this information, it may not remain current after the date of publication and AUPFS and its related bodies corporate make no representation as to its accuracy or completeness. Published: July 2017 © Copyright 2017.