Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any personal advice based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statements and Key Facts Sheets at the foot of australianunity.com.au/insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium up to 20%. Ask us for more details before we provide you with services. It’s important that you read our Financial Services Guide before acting on any advice or taking out insurance through us. Search Australian Unity Bank Financial Services Guide to learn more
This offer is only available to customers who purchase a new home & contents or landlord insurance policy inclusive of building cover underwritten by Allianz through Australian Unity online by 31st of May 2021. Contents only and Landlord Contents only policies are not eligible for a gift card This offer is not available to Australian Unity staff. The customer will receive one $200 Visa Gift Card for each policy purchased. Gift cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL 240984, pursuant to a license from Visa Worldwide Pte Limited. Heritage Bank deals with any funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. Australian unity will not be held responsible for, and will not replace, any damaged, undelivered, lost or stolen Gift Cards. However if your card is lost in the delivery process please contact us and Universal Gift Card may provide a replacement. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Visa Gift Cards are subject to the terms and conditions that appear on the Gift Card letter or at www.universalgiftcard.com.au. This offer can be altered or withdrawn at any time by Australian Unity without notice.
1 If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
2 Discounts and minimum premiums - When you buy a new home or landlord insurance policy online, a discount of up to 10% is applied to your first year's premium (including optional covers for home and landlord, if selected). This discount is not applied on renewal.
3If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
4When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5 years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
5Allianz Australian Awards: Winner of the Large General Insurance Company of the Year in 2018, 2017, 2016, 2014, 2013, 2012, 2011. General Insurance Company of the Year for 2018, 2017 & 2014 at the RFi Group Australian Insurance Awards. 2019 Insurance Business Australian General Insurer of the Year for the strength of its products, focus on customer service innovation and overall support to the insurance intermediary channel. Gold for Overall Excellence in Claims 2019 and 2018, Silver for SME Property and Casualty 2019 and 2018; and Personal Lines for 2019 and 2017 at the Mansfield Awards.
6Option to change your excess. Not available when an additional compulsory excess or imposed excess applies. Minimum Premiums apply.