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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My personal details:

My required cover type
I live in
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My income information:

Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

 The Australian Government Rebate on private health insurance helps make private health cover more affordable. Your rebate is determined by your income and your age if you are 65 years or over. You can receive your rebate as a reduction to your price or as a rebate on your tax return. 

By providing your estimated income range, we will provide a price for your health cover that includes the Australian Government Rebate. For more information click here.

Estimated annual income range is
If you have dependent children, your income threshold for the rebate increases by $1,500 for each child after the first. To determine whether your child is a dependent for tax purposes or if you want more information about your rebate entitlements or eligibility, please contact your registered tax agent or visit the ATO website.
Please select an annual income range.

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Need help? Call one of our health insurance experts on 13 29 39

TOTAL FROM: $Fortnightly
YOUR DETAILS
Singles cover, VIC
I'm Under 65 with an income $90,000 or less, Rebate Tier 0 and a 4% discount for direct debit.
Standard Extras + ADD HOSPITAL
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$35.25*

Monthly
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Fortnightly Monthly Quarterly Yearly
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Fortnightly Monthly Quarterly Yearly

Standard Extras

Essential care for popular extras with 60% back on general and preventative dental, physio, chiro and remedial massage up to yearly limits.

$35.25*

Fortnightly Monthly Quarterly Yearly
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$ after April 1

$16.25*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Important: Please note, from 1 July 2021, there is a change affecting this cover. The waiting period for gum disease, root canal and surgical extractions is changing to 12 months. Click here for details.

Extras cover benefits

  • General dental including examinations, most fillings and simple extractions

  • Complex and major dental including root canals, surgical extractions, crowns and bridges

  • Physio, optical, remedial massage and more

Extras Fact Sheet

Standard Extras cover

Claim up to $1200 per person, per calendar year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

Preventative dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General dental

Covers most fillings and simple extractions.

Root canal, gum disease treatments & surgical extractions

 

Crowns, bridges and dentures

 

$600 combined limit for all dental

Crowns, bridges and dentures sub-limit is $300

60% of the cost per item

0 months

0 months for selected diagnostic services

2 months includes most fillings and simple tooth extractions

6 months

12 months

A full denture replacement is limited to once every three years.

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice.

Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$200 limit

Up to 100% of the cost per item

6 months

Physiotherapy

Including sports physiotherapy and hydrotherapy.

Chiropractic & osteopathy

 

Remedial massage

 

Myotherapy & acupuncture

 

$400 combined limit for all therapies

Remedial massage, myotherapy and acupuncture combined sub-limit is $200

60% of the consultation fee

2 months

2 months

2 months

2 months

Standard Extras cover cover

Claim up to $1200 per person, per calendar year

Extras covered

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

$600 combined limit for all dental

Crowns, bridges and dentures sub-limit is $300

60% of the cost per item

Waiting Periods

0 months

Covers most fillings and simple extractions.

Yearly limits (per person)

$600 combined limit for all dental

Crowns, bridges and dentures sub-limit is $300

60% of the cost per item

Waiting Periods

0 months for selected diagnostic services

2 months includes most fillings and simple tooth extractions

 

Yearly limits (per person)

$600 combined limit for all dental

Crowns, bridges and dentures sub-limit is $300

60% of the cost per item

Waiting Periods

6 months

 

Yearly limits (per person)

$600 combined limit for all dental

Crowns, bridges and dentures sub-limit is $300

60% of the cost per item

Waiting Periods

12 months

A full denture replacement is limited to once every three years.

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice.

Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$200 limit

Up to 100% of the cost per item

Waiting Periods

6 months

Including sports physiotherapy and hydrotherapy.

Yearly limits (per person)

$400 combined limit for all therapies

Remedial massage, myotherapy and acupuncture combined sub-limit is $200

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

$400 combined limit for all therapies

Remedial massage, myotherapy and acupuncture combined sub-limit is $200

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

$400 combined limit for all therapies

Remedial massage, myotherapy and acupuncture combined sub-limit is $200

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

$400 combined limit for all therapies

Remedial massage, myotherapy and acupuncture combined sub-limit is $200

60% of the consultation fee

Waiting Periods

2 months

Understanding your Extras Cover

A waiting period is the amount of time you have to wait after joining or upgrading until you can make a claim for a service or treatment.

Preventative Health Services can offer practical support to help bring about positive change in members’ lives to help you get and stay healthy. They include things like losing weight, getting fit, quitting smoking, and working with a health coach to improve your general health and wellbeing. You’ll receive personalised and practical support plus information designed to bring about positive change giving you the tools needed to enjoy a longer, healthier and happier life.

To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.

Extras cover can help you get money back on common health treatments that aren’t generally covered by Medicare. You’ll get either a percentage of the cost back, or a set dollar amount, on included Extras every time you claim, until you reach your yearly limit. Therefore, you only pay the difference between what you get back from Australian Unity and the cost set by your provider.

Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.

We only pay benefits when you see a recognised provider in a private practice. Please contact us to check if your provider is recognised by us. Providers recognition conditions apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

Why choose Australian Unity?

You choose who you see#

With your choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity. Provider recognition conditions apply.

Read more

Claim sooner when you switch^

Switch to Australian Unity within 30 days of leaving your old fund and we will recognise the waiting periods you've already served.

Read more

Manage your cover online

Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.

Read more

Benefits, rewards and discounts

We offer our members a wide range of benefits, ongoing discounts and rewards so you will get more than just great health insurance.

Read more

#Exclusions apply for certain relationships between provider and member.

^Note that previous claims will count towards yearly limits.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Standard Extras

$35.25*

Fortnightly Monthly Quarterly Yearly
Connection Timed Out. Please try again.

$ after April 1

$16.25*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.