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$56.90*
$56.90*
$ after April 1
$26.20*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.
Important: Please note, from 1 July 2021, there is a change affecting this cover. The waiting period for gum disease, root canal and surgical extractions is changing to 12 months. Click here for details.
Extras cover benefits
-
General dental including examinations, most fillings and simple extractions
-
Complex and major dental including root canals, surgical extractions, crowns and bridges
-
Physio, optical, natural therapies and more
Comprehensive Extras cover
Claim up to $6400 per person, for the first calendar year. Family limits apply
Extras covered
Yearly limits (per person)
/what you get
back
Waiting periods
To reward our members' loyalty, we increase Dental benefit limits for the first 6 years of membership
$800 per person, first year
$1,600 per family, first year
$800 per person, second year
$1,600 per family, second year
$900 per person, third year
$1,800 per family, third year
$900 per person, fourth year
$1,800 per family, fourth year
$1,000 per person, fifth year
$2,000 per family, fifth year
$1,200 per person, sixth year
$2,400 per family, sixth year
Family limits are shared between all people on the membership but no one person can claim more than the per person limit
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
Up to 100% of the cost per item for orthodontics
A lifetime maximum of $2400 per person applies for orthodontics
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Covers most fillings and simple extractions.
Yearly Dental limits apply. See above.
0 months
0 months
No waiting period for selected diagnostic services
2 month waiting period includes most fillings and simple tooth extractions
6 months
12 months
A full denture replacement is limited to once every three years.
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$200 limit
Up to 100% of the cost per item
6 months
Includes ante-natal classes conducted by a private midwife or physiotherapist.
Combined limit of $500 for physiotherapy, myotherapy & exercise physiology
70% of the consultation fee
2 months
2 months
Combined limit of $500 per person
$1,000 per family
Limit of one chiropractic x-ray per person.
Family limits are shared between all people on the membership but no one person can claim more than the per person limit.
$35 per initial consultation
$24 per subsequent consultation
$30 for a chiropractic x-ray
2 months
Excludes podiatric surgery.
$350 limit
$30 per initial consultation
$27 per subsequent consultation
2 months
Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice. Braces and splints must be recommended by a podiatrist, physiotherapist or medical practitioner and supplied by an approved provider in a private practice.
Combined limit of $300
75% of the cost
12 months
$150 per person
$300 per family
Family limits are shared between all people on the membership but no one person can claim more than the per person limit
$25 per consultation
2 months
$350 limit
$27 per consultation
2 months
$350 limit
$35 per initial consultation
$30 per subsequent consultation
2 months
$400 per person
$800 per family
Family limits are shared between all
people on the membership but no one
person can claim more than the per
person limit
$50 initial consultation
$30 subsequent consultation
2 months
Combined limit of $350
$35 per consultation
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
$500 limit
Up to $30 per script
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
$150 limit
Up to 100% of the cost
0 months
Combined limit of $110
Up to 100% of the cost
12 months
Benefit for each item is payable every 2 calendar years.
Combined limit of $220
Up to 100% of the cost
12 months
Benefit for each item is payable every 2 calendar years.
Includes hearing aid appliance, replacement and repairs.
$550 limit
Up to 100% of the cost
12 months for items
2 months for repairs
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
Combined limit of $500
75% of the cost per item
12 months
Benefit for each item is payable every 2 calendar years (does not apply to wigs).
Where the minimum return distance is 200km and treatment is certified as necessary by a medical practitioner. Valid receipts must be submitted for payment of benefits.
$120 per membership for travel
$30 per day for travel expenses
$250 per membership for accommodation
$50 per night for accommodation costs
2 months
Comprehensive Extras cover cover
Claim up to $6400 per person, for the first calendar year. Family limits apply
Extras covered
Yearly limits (per person)
To reward our members' loyalty, we increase Dental benefit limits for the first 6 years of membership
$800 per person, first year
$1,600 per family, first year
$800 per person, second year
$1,600 per family, second year
$900 per person, third year
$1,800 per family, third year
$900 per person, fourth year
$1,800 per family, fourth year
$1,000 per person, fifth year
$2,000 per family, fifth year
$1,200 per person, sixth year
$2,400 per family, sixth year
Family limits are shared between all people on the membership but no one person can claim more than the per person limit
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
Up to 100% of the cost per item for orthodontics
A lifetime maximum of $2400 per person applies for orthodontics
Waiting Periods
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
0 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
0 months
Covers most fillings and simple extractions.
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
No waiting period for selected diagnostic services
2 month waiting period includes most fillings and simple tooth extractions
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
6 months
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
12 months
A full denture replacement is limited to once every three years.
Yearly limits (per person)
Yearly Dental limits apply. See above.
Waiting Periods
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
Yearly limits (per person)
$200 limit
Up to 100% of the cost per item
Waiting Periods
6 months
Includes ante-natal classes conducted by a private midwife or physiotherapist.
Yearly limits (per person)
Combined limit of $500 for physiotherapy, myotherapy & exercise physiology
70% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $500 for physiotherapy, myotherapy & exercise physiology
70% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $500 per person
$1,000 per family
Limit of one chiropractic x-ray per person.
Family limits are shared between all people on the membership but no one person can claim more than the per person limit.
$35 per initial consultation
$24 per subsequent consultation
$30 for a chiropractic x-ray
Waiting Periods
2 months
Excludes podiatric surgery.
Yearly limits (per person)
$350 limit
$30 per initial consultation
$27 per subsequent consultation
Waiting Periods
2 months
Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice. Braces and splints must be recommended by a podiatrist, physiotherapist or medical practitioner and supplied by an approved provider in a private practice.
Yearly limits (per person)
Combined limit of $300
75% of the cost
Waiting Periods
12 months
Yearly limits (per person)
$150 per person
$300 per family
Family limits are shared between all people on the membership but no one person can claim more than the per person limit
$25 per consultation
Waiting Periods
2 months
Yearly limits (per person)
$350 limit
$27 per consultation
Waiting Periods
2 months
Yearly limits (per person)
$350 limit
$35 per initial consultation
$30 per subsequent consultation
Waiting Periods
2 months
Yearly limits (per person)
$400 per person
$800 per family
Family limits are shared between all
people on the membership but no one
person can claim more than the per
person limit
$50 initial consultation
$30 subsequent consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $350
$35 per consultation
Waiting Periods
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
Yearly limits (per person)
$500 limit
Up to $30 per script
Waiting Periods
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
Yearly limits (per person)
$150 limit
Up to 100% of the cost
Waiting Periods
0 months
Yearly limits (per person)
Combined limit of $110
Up to 100% of the cost
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years.
Yearly limits (per person)
Combined limit of $220
Up to 100% of the cost
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years.
Includes hearing aid appliance, replacement and repairs.
Yearly limits (per person)
$550 limit
Up to 100% of the cost
Waiting Periods
12 months for items
2 months for repairs
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
Yearly limits (per person)
Combined limit of $500
75% of the cost per item
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years (does not apply to wigs).
Where the minimum return distance is 200km and treatment is certified as necessary by a medical practitioner. Valid receipts must be submitted for payment of benefits.
Yearly limits (per person)
$120 per membership for travel
$30 per day for travel expenses
$250 per membership for accommodation
$50 per night for accommodation costs
Waiting Periods
2 months
Enjoy no gap preventative
dental treatments
Get preventative dental treatment with no out-of-pocket costs (up to your yearly limit, depending on your level of cover) when you visit any provider in our No Gap Dental Network.
Covered treatments include :
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Initial and preventative examination
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Scale, clean and topical fluoride treatment
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Custom mouthguards for protection during contact sports
Understanding your Extras Cover
To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.
Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.
Why choose Australian Unity?
You choose who you see#
With your choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity. Provider recognition conditions apply.
Read more
Claim sooner when you switch^
Switch to Australian Unity within 30 days of leaving your old fund and we will recognise the waiting periods you've already served.
Read more
Manage your cover online
Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.
Read more
Get rewards and discounts
We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.
Read more#Exclusions apply for certain relationships between provider and member.
^Note that previous claims will count towards yearly limits.
Comprehensive Extras
$56.90*
$ after April 1
$26.20*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.