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$63.95*
$63.95*
$ after April 1
$29.55*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.
Important: Please note, from 1 July 2021, there is a change affecting this cover. The waiting period for gum disease, root canal and surgical extractions is changing to 12 months. Click here for details.
Extras cover benefits
-
Get up to $800 back on general and preventative dental per person, per year
-
Get up to $1600 back on major dental and orthodontics per person, per year. Sublimits and lifetime limits apply.
-
Physio, optical, natural therapies and more
Classic Extras cover
Claim up to $6730 per person, per calendar year
Extras covered
Yearly limits (per person)
/what you get
back
Waiting periods
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Covers most fillings and simple extractions.
Combined limit of $800 for No Gap Dental Network, preventative dental and general dental
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
0 months
0 months
0 months for selected diagnostic services
2 months includes most fillings and simple tooth extractions
$400 limit
Set amounts per item
6 months
$600 limit
Set amounts per item
12 months
A full denture replacement is limited to once every three years.
$600 limit
Up to 100% of the cost per item
A lifetime maximum of $2400 applies
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$200 limit
Up to 100% of the cost per item
6 months
Including sports physiotherapy and hydrotherapy.
Combined limit of $500 for physiotherapy, chiropractic & osteopathy
70% of the consultation fee
2 months
2 months
Excludes podiatric surgery.
Appliances must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
Combined limit of $350 for podiatry and orthotics
$30 per initial consultation for podiatry
$27 per subsequent consultation for podiatry
70% of the cost per item for othotics
2 months
12 months
Myotherapy, acupuncture & remedial massage
Combined limit of $350
Remedial massage sub-limit is $150
$27 per consultation
2 months
$300 limit
$35 per initial consultation
$30 per subsequent consultation
2 months
$350 limit
$70 per initial consultation
$40 per subsequent consultation
2 months
Combined limit of $350
$50 per initial consultation
$35 per subsequent consultation
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
$400 limit
Up to $40 per script
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
$150 limit
Up to 100% of the cost
0 months
Combined limit of $110
Up to 100% of the cost per item
12 months
Benefit for each item is payable every 2 calendar years.
Combined limit of $220
Up to 100% of the cost per item
12 months
Benefit for each item is payable every 2 calendar years.
Includes hearing aid appliance, replacement and repairs.
$550 limit
Up to 100% of the cost per item
12 months for items
2 months for repairs
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
Must be recommended by a healthcare practitioner.
$500 limit
70% of the cost per item
2 months for hire or purchase of wheelchairs or crutches used in prevention or support post injury.
12 months for braces, splints, garments and non-surgical prostheses.
Benefit for each non-surgical prosthesis is payable every 2 calendar years (does not apply to wigs).
Classic Extras cover cover
Claim up to $6730 per person, per calendar year
Extras covered
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Yearly limits (per person)
Combined limit of $800 for No Gap Dental Network, preventative dental and general dental
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
Combined limit of $800 for No Gap Dental Network, preventative dental and general dental
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers most fillings and simple extractions.
Yearly limits (per person)
Combined limit of $800 for No Gap Dental Network, preventative dental and general dental
Set amounts per item
or 100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months for selected diagnostic services
2 months includes most fillings and simple tooth extractions
Yearly limits (per person)
$400 limit
Set amounts per item
Waiting Periods
6 months
Yearly limits (per person)
$600 limit
Set amounts per item
Waiting Periods
12 months
A full denture replacement is limited to once every three years.
Yearly limits (per person)
$600 limit
Up to 100% of the cost per item
A lifetime maximum of $2400 applies
Waiting Periods
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
Yearly limits (per person)
$200 limit
Up to 100% of the cost per item
Waiting Periods
6 months
Including sports physiotherapy and hydrotherapy.
Yearly limits (per person)
Combined limit of $500 for physiotherapy, chiropractic & osteopathy
70% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $500 for physiotherapy, chiropractic & osteopathy
70% of the consultation fee
Waiting Periods
2 months
Myotherapy, acupuncture & remedial massage
Yearly limits (per person)
Combined limit of $350
Remedial massage sub-limit is $150
$27 per consultation
Waiting Periods
2 months
Excludes podiatric surgery.
Yearly limits (per person)
Combined limit of $350 for podiatry and orthotics
$30 per initial consultation for podiatry
$27 per subsequent consultation for podiatry
70% of the cost per item for othotics
Waiting Periods
2 months
Appliances must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
Yearly limits (per person)
Combined limit of $350 for podiatry and orthotics
$30 per initial consultation for podiatry
$27 per subsequent consultation for podiatry
70% of the cost per item for othotics
Waiting Periods
12 months
Yearly limits (per person)
$300 limit
$35 per initial consultation
$30 per subsequent consultation
Waiting Periods
2 months
Yearly limits (per person)
$350 limit
$70 per initial consultation
$40 per subsequent consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $350
$50 per initial consultation
$35 per subsequent consultation
Waiting Periods
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
Yearly limits (per person)
$400 limit
Up to $40 per script
Waiting Periods
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
Yearly limits (per person)
$150 limit
Up to 100% of the cost
Waiting Periods
0 months
Yearly limits (per person)
Combined limit of $110
Up to 100% of the cost per item
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years.
Yearly limits (per person)
Combined limit of $220
Up to 100% of the cost per item
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years.
Includes hearing aid appliance, replacement and repairs.
Yearly limits (per person)
$550 limit
Up to 100% of the cost per item
Waiting Periods
12 months for items
2 months for repairs
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
Must be recommended by a healthcare practitioner.
Yearly limits (per person)
$500 limit
70% of the cost per item
Waiting Periods
2 months for hire or purchase of wheelchairs or crutches used in prevention or support post injury.
12 months for braces, splints, garments and non-surgical prostheses.
Benefit for each non-surgical prosthesis is payable every 2 calendar years (does not apply to wigs).
Enjoy no gap preventative
dental treatments
Get preventative dental treatment with no out-of-pocket costs (up to your yearly limit, depending on your level of cover) when you visit any provider in our No Gap Dental Network.
Covered treatments include :
-
Initial and preventative examination
-
Scale, clean and topical fluoride treatment
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Custom mouthguards for protection during contact sports
Understanding your Extras Cover
To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.
Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.
Why choose Australian Unity?
You choose who you see#
With your choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity. Provider recognition conditions apply.
Read more
Claim sooner when you switch^
Switch to Australian Unity within 30 days of leaving your old fund and we will recognise the waiting periods you've already served.
Read more
Manage your cover online
Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.
Read more
Get rewards and discounts
We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.
Read more#Exclusions apply for certain relationships between provider and member.
^Note that previous claims will count towards yearly limits.
Classic Extras
$63.95*
$ after April 1
$29.55*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.