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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My personal details:

My required cover type
I live in
My date of birth
My partner’s date of birth

My income information:

Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

 The Australian Government Rebate on private health insurance helps make private health cover more affordable. Your rebate is determined by your income and your age if you are 65 years or over. You can receive your rebate as a reduction to your price or as a rebate on your tax return. 

By providing your estimated income range, we will provide a price for your health cover that includes the Australian Government Rebate. For more information click here.

Estimated annual income range is
If you have dependent children, your income threshold for the rebate increases by $1,500 for each child after the first. To determine whether your child is a dependent for tax purposes or if you want more information about your rebate entitlements or eligibility, please contact your registered tax agent or visit the ATO website.
Please select an annual income range.

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Need help? Call one of our health insurance experts on 13 29 39

TOTAL FROM: $Fortnightly
YOUR DETAILS
Singles cover, VIC
I'm Under 65 with an income $90,000 or less, Rebate Tier 0 and a 4% discount for direct debit.
Basic Extras + ADD HOSPITAL
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$24.15*

Monthly
Select the payment frequency
Fortnightly Monthly Quarterly Yearly
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Select the payment frequency
Fortnightly Monthly Quarterly Yearly

Basic Extras

Cover for the basics including preventative and general dental, physio, optical and remedial massage.

$24.15*

Fortnightly Monthly Quarterly Yearly
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$ after April 1

$11.15*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Important: Please note, from 1 July 2021, there is a change affecting this cover. The waiting period for gum disease, root canal and surgical extractions is changing to 12 months. Click here for details.

Extras cover benefits

  • General dental including examinations, most fillings and simple extractions

  • Complex dental including root canal, gum disease treatment and surgical extractions

  • Physio, optical, remedial massage and more

Extras Fact Sheet

Basic Extras cover

Claim up to $950 per person, per calendar year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

Preventative dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General dental

Covers most fillings and simple extractions.

Root canal, gum disease treatments & surgical extractions

 

$350 combined limit for all dental

Set amounts per item

0 months

0 months for selected diagnostic services

2 months includes most fillings and simple tooth extractions

6 months

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$150 limit

Up to 100% of the cost per item

6 months

Physiotherapy

Including sports physiotherapy and hydrotherapy.

Chiropractic & osteopathy

 

Remedial massage

 

Myotherapy & acupuncture

 

$350 combined limit for all therapies

$25 per consultation, or $20 per consultation for remedial massage

Remedial massage sub-limit is $100

2 months

2 months

2 months

2 months

Pharmacy

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.

Travel vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.

Combined limit of $100 pharmacy and travel vaccinations

Up to 100% of the cost per script for pharmacy

Up to 100% of the cost for travel vaccinations

2 months

0 months

Basic Extras cover cover

Claim up to $950 per person, per calendar year

Extras covered

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

$350 combined limit for all dental

Set amounts per item

Waiting Periods

0 months

Covers most fillings and simple extractions.

Yearly limits (per person)

$350 combined limit for all dental

Set amounts per item

Waiting Periods

0 months for selected diagnostic services

2 months includes most fillings and simple tooth extractions

 

Yearly limits (per person)

$350 combined limit for all dental

Set amounts per item

Waiting Periods

6 months

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$150 limit

Up to 100% of the cost per item

Waiting Periods

6 months

Including sports physiotherapy and hydrotherapy.

Yearly limits (per person)

$350 combined limit for all therapies

$25 per consultation, or $20 per consultation for remedial massage

Remedial massage sub-limit is $100

Waiting Periods

2 months

 

Yearly limits (per person)

$350 combined limit for all therapies

$25 per consultation, or $20 per consultation for remedial massage

Remedial massage sub-limit is $100

Waiting Periods

2 months

 

Yearly limits (per person)

$350 combined limit for all therapies

$25 per consultation, or $20 per consultation for remedial massage

Remedial massage sub-limit is $100

Waiting Periods

2 months

 

Yearly limits (per person)

$350 combined limit for all therapies

$25 per consultation, or $20 per consultation for remedial massage

Remedial massage sub-limit is $100

Waiting Periods

2 months

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.

Yearly limits (per person)

Combined limit of $100 pharmacy and travel vaccinations

Up to 100% of the cost per script for pharmacy

Up to 100% of the cost for travel vaccinations

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.

Yearly limits (per person)

Combined limit of $100 pharmacy and travel vaccinations

Up to 100% of the cost per script for pharmacy

Up to 100% of the cost for travel vaccinations

Waiting Periods

0 months

Understanding your Extras Cover

Preventative Health Services can offer practical support to help bring about positive change in members’ lives to help you get and stay healthy. They include things like losing weight, getting fit, quitting smoking, and working with a health coach to improve your general health and wellbeing. You’ll receive personalised and practical support plus information designed to bring about positive change giving you the tools needed to enjoy a longer, healthier and happier life.

To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.

Extras cover can help you get money back on common health treatments that aren’t generally covered by Medicare. You’ll get either a percentage of the cost back, or a set dollar amount, on included Extras every time you claim, until you reach your yearly limit. Therefore, you only pay the difference between what you get back from Australian Unity and the cost set by your provider.

Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.

A waiting period is the amount of time you have to wait after joining or upgrading until you can make a claim for a service or treatment.

We only pay benefits when you see a recognised provider in a private practice. Please contact us to check if your provider is recognised by us. Providers recognition conditions apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

Why choose Australian Unity?

You choose who you see#

With your choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity. Provider recognition conditions apply.

Read more

Claim sooner when you switch^

Switch to Australian Unity within 30 days of leaving your old fund and we will recognise the waiting periods you've already served.

Read more

Manage your cover online

Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.

Read more

Get rewards and discounts

We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.

Read more

#Exclusions apply for certain relationships between provider and member.

^Note that previous claims will count towards yearly limits.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Basic Extras

$24.15*

Fortnightly Monthly Quarterly Yearly
Connection Timed Out. Please try again.

$ after April 1

$11.15*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.