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$125.00*
$125.00*
$ after April 1
$57.70*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.
Extras cover benefits
-
No yearly limit for preventative dental
-
Get up to $3100 back on general dental, major dental and orthodontics per person, per year. Sublimits and lifetime limits apply.
-
80% back on our widest range of extras with our highest yearly limits.
Advanced 80% Extras cover
Claim up to $8500 per person, per calendar year
Extras covered
Yearly limits (per person)
/what you get
back
Waiting periods
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Unlimited
80% of the cost per item or 100% of the cost for selected services at our No Gap Dental Network
0 months
0 months
Covers most fillings and simple extractions.
$1,000 limit
80% of the cost per item
0 months for selected diagnostic services
2 months includes most fillings and simple tooth extractions
$500 limit
80% of the cost per item
6 months
$800 limit
80% of the cost per item
12 months
A full denture replacement is limited to once every three years.
$800 limit
80% of the cost per item
A lifetime maximum of $2400 applies
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$300 limit
80% of the cost per item
6 months
Including sports physiotherapy and hydrotherapy.
$600 limit
80% of the consultation fee
2 months
Combined limit of $500
80% of the consultation fee
2 months
Myotherapy, acupuncture, remedial massage & Chinese medicine
Combined limit of $400
Remedial massage sub-limit is $200
80% of the consultation fee
2 months
Excludes podiatric surgery.
Appliances must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
$600 combined limit for podiatry and orthotics
80% of the consultation fee for podiatry
80% of the cost per item for orthotics
2 months
12 months
Combined limit of $600
80% of the consultation fee
2 months
$600 limit
80% of the consultation fee
2 months
$600 limit
80% of the consultation fee
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
Combined limit of $600 for pharmacy and travel vaccinations
Up to 80% per script for pharmacy
80% of the cost for travel vaccinations
2 months
0 months
Must be recommended by a healthcare practitioner.
Includes: C-PAP/B-PAP, TENS machines, asthma pump, nebulisers, oral device for sleep apnoea, peak flow meters, blood glucose and blood pressure monitors.
Combined limit of $600 for hearing aids, health aids and health devices
80% of the cost per item
2 months for repairs
12 months for items
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
2 months for hire or purchase of wheelchairs or crutches used in prevention or support post injury.
12 months for braces, splints, garments and non-surgical prostheses. Benefit for each non-surgical prosthesis is payable every 2 calendar years (does not apply to wigs).
12 months
Benefit for selected items is payable every 2 calendar years.
Advanced 80% Extras cover cover
Claim up to $8500 per person, per calendar year
Extras covered
No Gap Dental covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Yearly limits (per person)
Unlimited
80% of the cost per item or 100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
Unlimited
80% of the cost per item or 100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers most fillings and simple extractions.
Yearly limits (per person)
$1,000 limit
80% of the cost per item
Waiting Periods
0 months for selected diagnostic services
2 months includes most fillings and simple tooth extractions
Yearly limits (per person)
$500 limit
80% of the cost per item
Waiting Periods
6 months
Yearly limits (per person)
$800 limit
80% of the cost per item
Waiting Periods
12 months
A full denture replacement is limited to once every three years.
Yearly limits (per person)
$800 limit
80% of the cost per item
A lifetime maximum of $2400 applies
Waiting Periods
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
Yearly limits (per person)
$300 limit
80% of the cost per item
Waiting Periods
6 months
Including sports physiotherapy and hydrotherapy.
Yearly limits (per person)
$600 limit
80% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined limit of $500
80% of the consultation fee
Waiting Periods
2 months
Myotherapy, acupuncture, remedial massage & Chinese medicine
Yearly limits (per person)
Combined limit of $400
Remedial massage sub-limit is $200
80% of the consultation fee
Waiting Periods
2 months
Excludes podiatric surgery.
Yearly limits (per person)
$600 combined limit for podiatry and orthotics
80% of the consultation fee for podiatry
80% of the cost per item for orthotics
Waiting Periods
2 months
Appliances must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
Yearly limits (per person)
$600 combined limit for podiatry and orthotics
80% of the consultation fee for podiatry
80% of the cost per item for orthotics
Waiting Periods
12 months
Yearly limits (per person)
Combined limit of $600
80% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
$600 limit
80% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
$600 limit
80% of the consultation fee
Waiting Periods
2 months
For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements.
Yearly limits (per person)
Combined limit of $600 for pharmacy and travel vaccinations
Up to 80% per script for pharmacy
80% of the cost for travel vaccinations
Waiting Periods
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
Yearly limits (per person)
Combined limit of $600 for pharmacy and travel vaccinations
Up to 80% per script for pharmacy
80% of the cost for travel vaccinations
Waiting Periods
0 months
Yearly limits (per person)
Combined limit of $600 for hearing aids, health aids and health devices
80% of the cost per item
Waiting Periods
2 months for repairs
12 months for items
Benefit for each item is payable every 3 calendar years (does not apply to repairs).
Must be recommended by a healthcare practitioner.
Yearly limits (per person)
Combined limit of $600 for hearing aids, health aids and health devices
80% of the cost per item
Waiting Periods
2 months for hire or purchase of wheelchairs or crutches used in prevention or support post injury.
12 months for braces, splints, garments and non-surgical prostheses. Benefit for each non-surgical prosthesis is payable every 2 calendar years (does not apply to wigs).
Includes: C-PAP/B-PAP, TENS machines, asthma pump, nebulisers, oral device for sleep apnoea, peak flow meters, blood glucose and blood pressure monitors.
Yearly limits (per person)
Combined limit of $600 for hearing aids, health aids and health devices
80% of the cost per item
Waiting Periods
12 months
Benefit for selected items is payable every 2 calendar years.
Understanding your Extras Cover
To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.
Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.
Why choose Australian Unity?
You choose who you see#
With your choice of provider, you can get treated by any health provider who is in private practice and is recognised by Australian Unity. Provider recognition conditions apply.
Read moreClaim sooner when you switch^
Switch to Australian Unity within 30 days of leaving your old fund and we will recognise the waiting periods you've already served.
Read moreManage your cover online
Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.
Read moreGet rewards and discounts
We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.
Read more#Exclusions apply for certain relationships between provider and member.
^Note that previous claims will count towards yearly limits.
Advanced 80% Extras
$125.00*
$ after April 1
$57.70*
Minimum direct debit period
/ Fortnightly
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.