Join Hospital & Extras or Extras only cover by 30 June^

Why wait. Use your extras straight away.

Optical and 2 month waiting periods waived when you join Extras only cover (or Hospital & Extras cover) by 30 June^.

Switch health insurance in 3 easy steps

When you switch to an equivalent or lower Australian Unity cover within 30 days of leaving your old health fund, we’ll recognise the waiting periods you’ve already served. Even if you haven’t completed a waiting period, we’ll apply any time already served towards your new cover.

If you increase your cover when you join Australian Unity, you’ll have to serve a waiting period before you can access the higher benefit.

All you need to do is

1

Choose your new cover from
Australian Unity.

2

Sign up online or over the phone - make sure to tell us you’re switching.

3

That’s it! We’ll organise the rest.

Find out more about switching to Australian Unity.

Many benefits of being an Australian Unity health insurance member

Choose your own provider

Choose your own extras provider* (provider recognition conditions apply)

30-day cooling off period

Cancel or switch to a more suitable cover
Get your money back as long as no claims have been made

Get up to 100% back on selected preventative dental

At our No Gap Dental Network
Available on selected extras covers
Yearly limits may apply

Find out more

* Exclusions apply for certain relationships between provider and member

Find the right health insurance for you

From singles to families and everything in between, we can help you find the cover that meets your needs and your budget.

Singles

Couples

Families

Single Parents

Use our quick quote tool for your best-fit cover recommendations.
If you find one that suits you it only takes 5 minutes to join online.

Get a quote

Ways to use Extras: Telehealth

Many health providers have started delivering their services over the phone or using video conferencing. Australian Unity pays benefits towards some Telehealth services, where this type of delivery is deemed appropriate by your health provider.

The following treatments are eligible for benefits where the consultation can be appropriately delivered as a telehealth appointment: Dietetics, Exercise Physiology, Nutrition, Occupational Therapy, Physiotherapy, Psychology and Speech Therapy. Terms and conditions apply.

To check your eligibility, please review your fact sheet or contact Australian Unity on 1300 706 955.

Frequently asked questions

What is Lifetime Health Cover (LHC) loading?

Lifetime Health Cover (LHC) loading encourages people to take out private hospital insurance at a younger age and maintain it over time. If you don’t take out hospital cover by 1 July following your 31st birthday, LHC will add an extra 2% to your premium for every year you didn’t have hospital cover over the age of 30, to a maximum of 70%. Once you have held private hospital cover for 10 continuous years, the loading will be removed.

What is the Medicare Levy Surcharge (MLS)?

The Medicare Levy Surcharge (MLS), was introduced to encourage people who earn above a certain income to take out private hospital cover, to reduce demand on public hospitals by using the private system. It can add between 1% and 1.5% to your tax bill if you don’t have private hospital cover and you earn more than $90k (for singles) and $180k (for families).^*

Ready to find the health cover that suits your needs?

GET A QUOTE

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Important information

^ All other 6- and 12-month extras waiting periods still apply, except optical. All applicable hospital waiting periods still apply. Transferring members will have amounts claimed on their previous cover taken into account in calculating their yearly limit for equivalent services. Offer valid only for new members on new memberships (hospital & extras or extras only cover), which commence between 15 February & 30 June 2021. Read terms and conditions.

* Contact your registered tax agent or accountant if you have specific tax-related questions on individual circumstances.