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Health Insurance & Home Loan Bundle
A good bank helps you afford health insurance

You can get up to $1,2501 for couples and families, and up to $8502 for singles, worth of value every year to put towards your Australian Unity health insurance when you have a Health Wealth Happiness Home Loan package. That’s just one small difference to the way we do business that will make a big difference to how happy you are with your bank.

How does it work?

When you hold any hospital, extras or combination cover with Australian Unity and also our Health Wealth Happiness Home Loan package, every year on the anniversary of your home loan settlement for the first 5 years you will get:

For a couple or family

$500*

yearly contribution, paid into your offset account on anniversary of the settlement of your loan

Up to 10% discount^

on your chosen Australian Unity health insurance

Up to $1,2501

of value to put towards your health insurance

For a single

$500*

yearly contribution, paid into your offset account on anniversary of the settlement of your loan

Up to 10% discount^

on your chosen Australian Unity health insurance

Up to $8502

of value to put towards your health insurance

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Call 1800 288 300

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Important information

Fees, charges and lending criteria apply for all loans and credit cards and product terms and conditions available on application. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product. All loans and deposit products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994

*Terms of the $500 contribution:

  • Paid by Australian Unity Bank Limited in the form of a direct credit into your linked Australian Unity offset account. Paid each year on the anniversary date of the settlement of the loan, for up to 5 years only while both the Australian Unity home loan and health insurance are continuously held. 
  • Partial payment of the contribution will not apply if you do not continue to hold either your loan or your health insurance at the anniversary date of your loan, or if you break your loan within the 12 month period. 
  • You are not eligible for the contribution in any given year if you are in arrears in your loan repayments, loan annual fee payments or health insurance premium payments immediately prior to the anniversary date in that year. 
  • This offer is available for new Australian Unity owner occupied Health Wealth & Happiness Home Loan Package with new securities to Australian Unity, this is not available for existing home loans. 
  • Australian Unity reserves the right to reduce or remove this contribution offer from new loans at any time. Australian Unity also reserves the right to pay out any remaining contribution that would become owing in the future in one lump sum rather than on a yearly basis at its sole discretion.

^10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new or existing Australian Unity private health insurance customers and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

1Total value is achieved by applying a 10% discount on the premium and then a $500 contribution from Australian Unity Bank Limited. 10% discount is available only when paying by direct debit. The total value indicated is based on ‘Ultimate Hospital (Gold) with $500 excess & Advanced 80% Extras’, with a base premium of $7,824.60 (assuming a Family/Couple in Victoria with a 0% Lifetime Health Cover Loading, the Australian Government Rebate on Private Health Insurance of 25.059%). Calculations are correct as at 01/04/2019. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

2Total value is achieved by applying a 10% discount on the premium and then a $500 contribution from Australian Unity Bank Limited. 10% discount is available only when paying by direct debit. The total value indicated is based on ‘Ultimate Hospital (Gold) with $500 excess & Advanced 80% Extras’, with a base premium of $3,912 (assuming a Single in Victoria with a 0% Lifetime Health Cover Loading, the Australian Government Rebate on Private Health Insurance of 25.059%). Calculations are correct as at 01/04/2019. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.