Landlords Insurance
Our Landlords policy provides financial security against the consequence of loss and damage from insured events and legal liability, as well as optional cover for loss of rent and legal expenses.
To calculate the cost of insuring your home and/or contents with our Landlords policy you can get a quote now! If you have saved a quote here during the last 2 weeks you can retrieve a saved quote.
Your online quote will include a 10% discount. You may also be eligible for further discounts.
Selecting your excess
You can now select your level of excess. The higher the level of excess you choose the bigger the discount you will receive.
Calliden Insurance Limited (ABN 47 004 125 268) (AFSL 234438) is the issuer of the home and contents, and landlords insurance products available from Australian Unity Retail Network Pty Limited (Authorised Representative of Calliden Insurance Limited). A Product Disclosure Statement for each of these products can be obtained by downloading it from this website or by calling 13 29 39 and should be considered when deciding whether to acquire, or to continue to hold, that product. Click here to view Calliden Insurance Limited’s privacy policy.
| Accidental Loss or Damage |
Yes |
| Contents in open air |
$2,000 |
| Contracting purchaser |
Yes |
| Default of payment of rent by the tenants |
Extended Cover# |
| Extra costs of reinstatement |
Up to 10% of building sum insured* |
| Landlords contents |
$10,000 cover provided within building sum insured for curtains, carpets, internal blinds, light fittings if leased on an unfurnished basis. |
| Loss of rent as a result of an insured event |
Basic cover# |
| Legal liability |
$20 million |
| Locks and keys |
$1,000 |
| Professional fees to reinstate building |
Up to 20% of building sum insured* |
| Removal of debris |
Up to 20% of building sum insured*. Reasonable costs for contents* |
| Storage of contents |
Yes* |
| Theft or damage to trees, plants or shrubs |
$1,000 |
| Legal expenses |
$3,000 per claim or $5,000 for any one period of insurance |
| Removal of rubbish |
Up to $500 |
| Standard options applicable to Building, Contents, Loss of Rent (Basic Cover) & Liability |
$300, $500 or $1,000 |
| Standard options applicable to Earthquake |
$200 |
| Loss of rent (Extended Cover) |
4 Weeks rent |
| Compulsory excesses (additional to standard) for malicious damage &/ theft by tenants |
$400 |
* benefit additional to sum insured.
# Basic Cover & Extended Cover are optional.
Note: Please read the Product Disclosure Statement (PDS) for full details of the cover, conditions and exclusions that may apply.