Compare Home and Contents Insurance
Policy Options
| |
Everyday Care |
Extra Care |
Elite Care |
Specific Cover
|
Insured Events
(see below) |
Insured Events
(see below) |
Insured Events
& Accidental Loss or Damage |
| New for old* |
Yes |
Yes |
Yes |
| Flood cover |
Yes |
Yes |
Yes |
| Legal liability |
$10 million |
$20 million |
$20 million |
| Computers and home office equipment |
$15,000 |
$15,000 |
$15,000 |
| Aggravated theft |
No |
$1,000 |
$1,000 |
| Fusion or power surge * |
Yes |
Yes |
Yes |
| Change of site |
No |
30 days |
30 days |
| Pictures and works of art |
$1,000 per item or
25% of sum insured |
$5,000 per item |
$10,000 per item |
| Jewellery, furs, gold and silver objects |
$1,000 per item or
25% of sum insured |
$2,500 per item or
25% of sum insured |
$2,500 per item or
25% of sum insured |
| Breakage of fixed glass |
Yes |
Yes |
Yes |
| Theft and misuse of credit cards |
$500 |
$5,000 |
$5,000 |
| Theft or damage to trees, plants or shrubs |
No |
$500 per item |
$500 per item |
| Tools and equipment used for business |
$500 |
$5,000 |
$5,000 |
| Spoilage of perishable food |
$500 |
$750 |
$1,000 |
| Cash |
$200 |
$750 |
$1,000 |
| Veterinary expenses for pet injured in a road accident |
No |
$500 |
$500 |
| Locks replacement |
No |
$1,000 |
$1,000 |
| Temporary accommodation ** |
Yes |
Yes |
Yes |
| Temporary removal of contents ** |
10% of sum insured |
20% of sum insured |
20% of sum insured |
| Contents in the open air ** |
10% of sum insured |
20% of sum insured |
20% of sum insured |
| Visitors possessions |
$200 |
$5,000 |
$5,000 |
| Legal costs to discharge mortgage for a total loss |
No |
Yes |
Yes |
| Fatal injury |
$10,000 |
$15,000 |
$15,000 |
| Exploratory costs e.g. find leaking pipes |
$1,000 |
$2,000 |
$2,000 |
| Costs of security firm attendance |
$500 |
$1,000 |
$1,000 |
| Motor accessories |
No |
$1,000 |
$1,000 |
| EXCESS OPTIONS |
$300, $500 or $1000 |
$300, $500 or $1000 |
$300, $500 or $1000 |
| |
 Product Disclosure Statement
Application form
|
Product Disclosure Statement
Application form
|
Product Disclosure Statement
Application form
|
Insured Events
- Fire
- Theft or attempted theft
- Storm and/or rainwater/flood
- Bursting, leaking of pipes or fixed apparatus
|
- Lightning or thunderbolt
- Riot or civil commotion
- Accidental breakage of glass
- Power surge or fusion in domestic appliances
|
- Impact
- Explosion
- Earthquake
- Malicious damage
|
NOTE: Conditions apply. Full details can be obtained from the PDS.
Higher limits may be obtained under specified contents or specified personal property.
* Depreciation applied to electric motors over 10 years old only.
** Limitations apply.
Australian Unity does not offer Everyday, Extra or Elite Care Insurance for properties rented out to tenants. Instead we offer Landlords Insurance which includes optional loss of rent cover and much more.
Calliden Insurance Limited (ABN 47 004 125 268) (AFSL 234438) is the issuer of the home and contents, and landlords insurance products available from Australian Unity Retail Network Pty Limited (Authorised Representative of Calliden Insurance Limited). A Product Disclosure Statement for each of these products can be obtained by downloading it from this website or by calling 13 29 39 and should be considered when deciding whether to acquire, or to continue to hold, that product. Click here to view Calliden Insurance Limited’s privacy policy.