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| Combined Hospital and Extras Cover |
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Compare these covers
Smart
Combination Cover is an affordable health insurance package that provides
you, your partner and your family with quality hospital and extras cover.
If you need to be hospitalised you have the reassurance of knowing that
you or your family will be covered for accommodation and a wide range of
treatments in hospital, including basic obstetrics cover. In addition, you
will also receive generous benefits on all important extras services.
Smart Combination has an excess of $250 which is payable per admission,
to a maximum of twice per calendar year, no matter how many times you go
to hospital. If you do not have any admissions to hospital you will not
pay any excess.
Buy now | Get
a quote | Download an information
brochure
Please refer to separate detailed
cover facts downloads for full details about benefits, entitlements,
yearly maximums and qualifying periods. |
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| Benefits |
Smart
Combination |
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| Accommodation
in a private or public hospital |
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| Private
hospital accommodation for accidents & day surgery |
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| Theatre
fees |
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| Obstetrics |
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| Intensive
/ coronary care |
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| Rehabilitation |
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| Psychiatric |
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| 100%
of approved private surgical nursing visits |
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| Visiting
private nurse |
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| Surgical
prostheses (Government approved items) |
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| Medical
Gap |
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| General
dental |
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| Optical |
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| Chiropractic |
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| Osteopathy |
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| Physiotherapy |
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| Myotherapy |
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| Naturopathy |
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| Acupuncture |
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| Emergency
ambulance transportation |
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| Travel
vaccinations |
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First aid course rebate |
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Overseas benefit |
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Doctor Health Checks |
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Quit smoking courses |
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Covered as a private patient in a shared
room of a public hospital. Not suitable for private hospital Obstetrics. |
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