Premium Overseas Visitors Cover - under 65
This cover is for people aged under 65. Click here for cover for people aged 65 and over
Instant Visa Letter
Once you purchase Overseas Visitors Cover online with Australian Unity, we will immediately email you a letter confirming your health insurance details. You may be required to submit this letter with your visa application.
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Premium Overseas Visitors Cover
- $50.60
- $101.20
- $219.25
- $657.70
- $1315.40
- $2630.80
Priced from
If you are planning on staying in Australia for a long visit and want extensive hospital and medical cover plus additional benefits for services such as optical and dental, then Premium Cover offers all this and more.
Benefits payable by Australian Unity are capped at $120,000 for a single policy and $240,000 for couples and families per calendar year.
- Meets most visa requirements (except 457 – long stay visa)
- Most comprehensive hospital coverage, ideal for families and older visitors
- Includes Comprehensive Extras Cover, including Dental, Optical, Physiotherapy and Chiropractor
- Cover for pre-existing conditions and Pregnancy Related Services after 12 months
- Covers doctors and specialists fees
You are FULLY covered for...
- Private Hospital Treatment* (including accommodation and theatre fees) which includes:
- Day Surgery and Procedures (including investigations like Colonoscopy)
- Intensive/Coronary Care
- Pregnancy and Birth Related Services
- Psychiatry, Rehabilitation and Palliative care
- Emergency Ambulance Transportation
- Doctor and specialist fees both in and out of hospital up to the Medicare Benefit Schedule Fee
- Minimum cost of approved Surgical Prostheses e.g. replacement knee or hip
- Government Subsidised Pharmaceuticals in hospital (limit of $5,000)
*Waiting periods apply (refer to Fact Sheet for details)
Extras Services...
- Preventative and General Dental
- Optical
- Therapies such as Acupuncture, Chinese medicine, Chiropractic, Physiotherapy and Shiatsu
- Psychology
- Pharmaceuticals when not an admitted patient in hospital
You ARE NOT covered for...
- Services provided outside of Australia
- Elective Cosmetic Surgery unless as a result of an accident or surgical scarring occurring in Australia after joining the membership
- Assisted Reproductive Services (IVF/GIFT)
- Hospital Accident and emergency facility fees
- Surgery by a podiatrist
- Pharmaceuticals when not an admitted patient in hospital
- Sterilisations or Reversals of Sterilisations
This is a summary of cover details and does not include benefit limits, waiting periods, exclusions or restrictions. For more information please read the Fact Sheet.