Health Covers at-a-Glance
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Combination Hospital & Extras

Includes both Hospital and Extras covers. This means you:
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Can be treated in a private hospital by your own choice of doctor. |
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Enjoy everyday health services such as dental, optical, physiotherapy, chiropractic and more. |
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Save on paying extra tax.* |
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Covers for Singles or Individuals |
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Smart Start ® from $13.50/week |
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Smart Combination from $21.35/week |
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LifeChoice ® from $31.55/week |
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LifeChoice Plus ® from $39.05/week |
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Smart Combination from $42.75/week |
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LifeChoice ® from $63.10/week |
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LifeChoice Plus ® from $78.10/week |
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Smart Combination from $42.75/week |
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LifeChoice ® from $63.10/week |
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LifeChoice Plus ® from $78.10/week |
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Hospital Only
Allows you to be treated in a private hospital by your own choice of doctor, and you will save on paying extra tax.*
Hospital Only cover does not include everyday health services like dental and physiotherapy.
Singles Cover from $17.50/week
Couple Cover from $35.05/week
Family Cover from $35.05/week
Extras Only
Allows you to enjoy everyday health services such as dental, optical, physiotherapy, chiropracty and more.
Extras only cover does not help you save on tax.*
Singles Cover from $17.53/week
Couple Cover from $35.05/week
Family Cover from $35.05/week
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The rates displayed are rates for Victoria with 30% Federal Government Rebate on Private Health
Insurance and the 4% Direct Debit discount. These rates do not include any Lifetime Health Cover loadings
that may be applicable. Highest level of Excess applied to products which include an Excess option.
*Combination and Hospital Only covers will help you avoid paying an additional 1% in Tax (the Medicare
Levy Surcharge) if your taxable income is above the Medicare Levy Surcharge threshold.
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