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The prices shown below assume your annual income is less than $84,000 for a single or $168,000 for a family, which means you are eligible for the 30% Australian Government Rebate. If this is not the case update your Rebate Tier now to see a quotation that reflects your circumstances.

Product details

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Budget Hospital + Budget Extras

  • $36.60
  • $73.20
  • $158.65
  • $476.10
  • $952.20
  • $1904.40
  • Price from 1 April $0
  • Price from 1 April $0
  • Price from 1 April $0
  • Price from 1 April $0
  • Price from 1 April $0
  • Price from 1 April $0

Priced from

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Private hospital cover with no excess for treatment as a result of an accident. 

Claim as much as $1,000 per year on a basic level of everyday extras.

Hospital Features

Basic-level Health Cover

Be looked after in an agreement private hospital if you are hurt in an accident— and you won’t pay any excess. Includes emergency ambulance transport and can help you avoid paying extra tax.

More details

You are FULLY covered for

Accident only private hospital cover

  • Accommodation and theatre fees
  • Emergency ambulance transportation*
  • Day surgery and procedures
  • Surgical prosthesis

Public hospital cover

  • Accommodation in a shared ward
  • Day surgery and procedures
  • Heart-related services
  • Psychiatric
  • Rehabilitation
  • Medical Gap cover scheme

*Emergency ambulance benefits are capped at $1,000 per person per year.


You have RESTRICTED cover for

  • Heart-related services 
  • Psychiatric 
  • Rehabilitation

You are NOT covered for

  • Pregnancy and related services
  • All joint replacement surgeries and revisions
  • Gastric reduction and obesity surgery
  • Major eye surgery
  • Renal dialysis
  • Fertility treatments
  • Sterilisations and reversals
  • Cosmetic surgery

Extras Features

You are covered for

  • General Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Some natural therapies
  • Remedial massage

You are NOT covered for

  • Major dental
  • Orthodontics
  • Podiatry
  • Pharmacy
  • Psychology
  • Speech therapy
  • Occupational therapy

More details

Dental

$500 per person

Benefits
Set amounts apply per item.
 
Preventative dental
Covers 100% of the fee charged for selected services at our No Gap Dental Network.
 
Major dental and orthodontics

Not included.
Optical

$150 per person

Benefits

Get 70% back on the cost of prescription glasses and contact lenses.

Physiotherapy

$350 per person

Benefits
Get up to $22 per consultation.
 
Includes
Combined benefit with myotherapy, acupuncture, naturopathy, chiropractic, osteopathy and remedial massage.
Chiropractic and Osteopathy

$350 per person

Benefits
Up to $22 per consultation.
 
Includes
Combined benefit with myotherapy, acupuncture, naturopathy, physiotherapy and remedial massage.
 
A $25 benefit for one chiropractic x-ray each year.
Podiatry

Not included

Natural Therapies

$350 per person

Benefits
Up to $22 per consultation for acupuncture and naturopathy.
 
Includes
Combined benefit with physiotherapy, myotherapy, chiropractic, osteopathy and remedial massage.

View more Extras features

Additional Benefits

Your cover does not have health support programs or preventative health benefits included except Hospital Care at Home. 

Budget Hospital Fact Sheet

Budget Extras Fact Sheet

Personalise your Quote Buy Now!
This is a summary of cover details and does not include benefit limits, waiting periods, exclusions or restrictions. For more information please read the Fact Sheet.