The prices shown below assume your annual income is less than $84,000 for a single or $168,000 for a family, which means you are eligible for the 30% Australian Government Rebate. If this is not the case update your Rebate Tier now to see a quotation that reflects your circumstances.
Product details
LifeChoice
- $76.50
- $153.00
- $331.65
- $995.05
- $1990.00
- $3980.10
- Price from 1 April $0
- Price from 1 April $0
- Price from 1 April $0
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- Price from 1 April $0
- Price from 1 April $0
Priced from
Cover for most major and minor operations – with pregnancy covered. Claim as much as $5,000 per year on a broad range of extras.
Premium-level Health Cover
The cover can be used for hip or knee replacements, heart, eye and pregnancy related treatments – and much more.
You are FULLY covered for
Private hospital cover
- Accommodation and theatre fees
- Emergency ambulance transportation
- Day surgery and procedures
- Pregnancy and related services
- Fertility treatments
- Heart-related services
- Rehabilitation
- Psychiatric
- Hip or knee replacement
- Renal dialysis
- Major eye surgery
- Surgical prosthesis
- Sterilisations and reversals
- Medical Gap cover scheme
- Gastric reduction and obesity surgery
You are NOT covered for
There are no specific exclusions for this health cover
You are covered for
- General dental
- Major dental
- Orthodontics
- Optical
- Physiotherapy
- Some natural therapies including acupuncture
- Remedial Massage
- Podiatry
- Chiropractic
- Pharmacy
You are NOT covered for
- Psychology
- Speech therapy
- Occupational therapy
Dental
Unlimited
| Benefits |
| Get between 75% - 80% up to set benefit per item on most services. |
| |
| Preventative Dental |
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Covers 100% of the fee charged for selected services at our No Gap Dental Network.
|
| |
| Limits |
| Major Dental $1,200 per person |
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| Orthodontics $500 per person. Lifetime maximum of $2,800 per person applies |
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| Endodontic and Periodontic benefits are subject to a maximum of $500 per person |
Optical
$250 per person
| Benefits |
| Get 80% on back on the cost of prescription glasses and contact lenses. |
Physiotherapy
$600 per person
| Benefits |
|
Up to 80% back of the fee charged.
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| Includes |
| Combined benefit with chiropractic and podiatry. |
Chiropractic and Osteopathy
$600 per person
| Benefits |
|
Up to 80% back of the fee charged.
|
| |
| Includes |
| Combined benefit with physiotherapy and podiatry. |
Podiatry
$600 per person
| Benefits |
|
Up to 80% back of the fee charged.
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| Includes |
| Combined benefit with physiotherapy and chiropractic. |
Natural Therapies
$500 per person
| Benefits |
|
Up to 80% back for consultation fee and up to $30 back per consultation for acupuncture, naturopathy and remedial massage.
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To make staying healthy simple, your cover has these useful programs and benefits included:
Health support programs
- Hospital Care at Home
- Rehabilitation at Home
- Bone Health Program
- Diabetes Action Program
- Healthy Heart Program
- Vascular Health Program
- Heart Failure Program
- Risk Factor Management Program
- baby+me ® program
Preventative health benefits
- Doctor health checks
- Cervical cancer vaccinations
- Quit smoking program
- Weight loss program
- Step into Life
- Diabetes Australia membership
- Lift for Life
- Personal health coaching
This is a summary of cover details and does not include benefit limits, waiting periods, exclusions or restrictions. For more information please read the Fact Sheet.