Your 2012 Yearly Membership Update

To ensure we continue to provide quality and valuable Health Cover to our members, we review our products yearly. We have written to our members to inform them of any changes to their Cover.

This year’s review has resulted in us increasing benefits while keeping our premium increase well below the industry average. In fact we have been well below the industry average 9 out of the last 11 years.

Our average increase of 4.55%, below the industry average of
5.06%, is also below health, medical, hospital and dental services inflation of 4.7%.

The table below highlights how our 2012 premium increase compares with other large health funds.

 Health Fund


 Average* 2012 Premium Increase


 Australian Unity  4.55%
 BUPA (Formerly MBF and HBA)  4.91%
 HCF  5.94%
 GMHBA  5.17%
 Medibank  4.7%
 NIB  5.5%
 Teachers Federation  4.68%
 Industry average  5.06%

*Source: The Age. Effective from 1 April.

As a result of the review, many members will be able to claim higher benefits on Preventative and General Dental services across a range of healthcare products, meaning they’ll pay even less on selected treatments at their next visit to the Dentist. Some members will also be able to claim for podiatry for the first time.

Our products focus on keeping members healthy to reduce the burden of chronic disease. We have some of the best preventative health benefits in the market, such as help with quitting smoking, losing weight or even managing some major medical conditions like bone health, diabetes and coronary artery disease.

We’re here to help

Our efforts to deliver a simple and useful experience for all our members includes making it easy to access clear and simple information about your Cover. So, for further information about your Yearly Membership Update, visit our Frequently Asked Questions page or call us on 13 29 39.

Frequently Asked Questions

To assist you with particular questions you may have in respect to the Yearly Membership Update, we’ve created a list of commonly asked questions.

Find out more