Top reasons to choose a healthier future with Australian Unity
As well as providing you with excellent hospital and
extras cover when you need it, we have a range of
services and initiatives that reward you for being
an Australian Unity health member while helping you
to stay well and healthy, including:
4% discount off standard rates when you make your
membership contributions by direct debit.*
Discounts on a range of health and lifestyle products and
services through Wellplan Rewards.
$50 gift voucher every time you refer a friend or family
member to join Australian Unity.ß
No Gap Dental Network providing preventative dental services
at no out-of-pocket cost, for members with extras cover.#
Dependants covered under the family membership up to the
age of 23, and up to the age of 25 if studying full time or
undertaking a trade apprenticeship, at no extra cost.
Exclusive discounts on health, fitness and lifestyle books
through The Book Well, Australian Unity’s online book club.
10% discount on Australian Unity Home & Contents Insurance^
10% discount on Australian Unity Travel Insurance+
10% discount on Australian Unity Car Insurance.~
* This offer cannot be used in conjunction with any other discount arrangement.
View details
ß This offer cannot be used in conjunction with any other special offer.
Phone 13 29 39 for full terms and conditions.
# Subject to yearly benefit limits.
^ Home & Contents insurance issued by Calliden Insurance Ltd.
Maximum discount limits apply.
+ Travel Insurance issued by CGU Insurance Ltd.
~ Car Insurance issued by CGU Insurance Ltd.
A product disclosure statement for these products can be obtained by calling
13 29 39 and should be considered before acquiring or continuing to hold
these products.
Select the right cover for you. The Choose Your Health Cover page provides you with a Cover Selector to help you choose the right cover for you or, if you have a good idea of what you want, it has all our product information and an online quote calculator.
Step 2
Complete an application form to either apply or
buy cover online. It's simple to complete and fast. Alternatively you can contact us and our staff will be happy to help.
Step 3
If applicable, contact your old health fund to cancel your membership and ask them to send a "Clearance Request Form" to you or to Australian Unity.
No. When you switch to Australian Unity from another health fund, your entitlements under Lifetime Health Cover will be maintained. You won't have any additional contribution if you take out Australian Unity health cover within 30 days of leaving your old health fund.
Will I lose the Federal Government Rebate that I currently receive?
No. You will continue to receive the Federal Government Rebate.
Does Australian Unity cover the medical gap?
Yes we do. When participating in Australian Unity's Gap Cover Scheme, your
practitioner can elect to charge you either no medical gap or a 'known gap'. Because we have a schedule
of fees that is generally higher than the Medicare Benefits Schedule of Fees, we can help pay the gap that
may arise when your doctors' or specialists' fees are higher than the Medicare Benefits Schedule of Fees.
Please talk with your practitioner before you go into hospital to check if they'll be using
Australian Unity's Gap Cover for you.
Will I have to go through the waiting periods again?
If you join Australian Unity before your current cover expires, or within 30 days
of ceasing your membership with your old fund, you will maintain continuity
of cover. So you can switch to Australian
Unity with the reassurance that you won't have to wait again before you can
start making claims on your health cover. However for any benefits you
weren't previously covered for, waiting periods may apply. Benefit limitation
periods may apply to some conditions in the first 12 months of membership.
Will I lose my current entitlements?
The good news is that at Australian Unity we have a comprehensive range
of Hospital and Extras covers to suit your needs. So when you switch you
can select the one that is either most equivalent to your current level of cover
, or select a new one that gives you even better cover
(waiting periods for higher levels of cover may apply). Benefit limitation
periods may apply to some conditions in the first 12 months of membership.
If I have earned increased annual limits on some
of my benefits (eg dental cover) do I lose them now?
We endeavour to give you the closest equivalent level of benefits. If you take
out an equivalent or higher level of cover, we take into account your
annual limits on services such as dental and physiotherapy, provided the
health cover product you choose covers this service.
I have served seven months of waiting periods with
my current fund. Will I have to start all over again when I join Australian
Unity?
No. At Australian Unity we recognise the time served with your previous fund.
You'll also be happy to know that, unlike many other funds, if you don't have a pre-existing
condition you are able to use many of the services available through extras
cover, such as chiropractic, myotherapy, naturopathy, quit smoking
courses and more as soon as you're a member.
