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| Healthy Travel |
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Health Cover for Overseas Visitors & Non-Residents
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Buy now | Get a quote |
Download an
information brochure
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Healthy Travel provides health insurance cover for temporary visitors and
non-residents to Australia who are ineligible for public health care (Medicare)
benefits, or who are eligible but choose to be treated privately. It provides
private hospital and medical cover. You also have the option to purchase
Extras cover for a range of health services such as dental, optical and
chiropractic.
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Visitors who are residents of the UK, New Zealand, Malta, Italy, Sweden,
Finland, Ireland and the Netherlands are eligible for Medicare. However, this
cover excludes the cost of private patient medical and hospital treatment and
elective surgery. Some countries require their residents to prove that health
cover is held before arriving in Australia. You can buy now
to ensure that you are covered before you arrive.
Australian Unity accepts online payments using American Express, Bankcard,
Diners Club, Master Card and Visa. Online payments will be processed via
VeriSign.
You should consider Healthy Travel if you are:
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visiting Australia from overseas for longer than one month
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applying for temporary residency and are not covered by public health care
(Medicare)
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Buy now | Get a quote |
Download an
information brochure
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| What is covered? |
Healthy
Travel |
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| Accommodation in a private or public
hospital |
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| Private room (where available) |
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| Intensive/coronary care |
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| Theatre fees |
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| Same day surgery/accommodation |
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| Emergency ambulance transportation |
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| Surgical prostheses (Government
approved items) |
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| Visiting private nurse |
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| Medical cover |
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| Wellplan® Benefits |
Healthy
Travel |
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| Wellplan® Rewards |
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Hospital Cover
You are covered for the following hospital costs:
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100% cover for accommodation, theatre fees and other treatments in an agreement
private hospital or any public hospital. Find an
Agreement Hospital. (Accommodation Cover in a non-agreement private
hospital will be limited to a maximum of $450 per day.)
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100% emergency ambulance transportation up to a maximum of $1,000 per
membership per calendar year.
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100% of fees on surgical prosthesis items specified under the Australian
Government listing.
Medical Cover
Medical fees are based on the Australian Government Schedule (MBS). Under
Healthy Travel you receive:
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100% cover up to the Australian Government Schedule of medical fees for
inpatient hospital medical services (provided while you are in hospital).
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85% of the Australian Government Schedule of medical fees for all other
outpatient medical services.
Overall Maximums
A maximum of $30,000 per person per calendar year up to an overall maximum of
$60,000 per family applies for hospital/medical expenses. The yearly maximum is
calculated on a calendar year from 1 January to 31 December regardless of the
date of joining.
What is not covered?
You need to be aware that certain exclusions apply to Healthy Travel:
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Pre-existing illnesses or conditions
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IVF, GIFT and any other treatments for infertility/sterility
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Psychiatric and Rehabilitation programmes (unless required as the result of an
accident while in Australia)
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Elective Cosmetic Surgery (unless required as the result of an accident or
surgical scarring while in Australia)
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The Federal Government Rebate on Private Health Insurance is not
available.
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Any services provided outside of Australia
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Outpatient services (hospital facility fees) when you are not admitted to the
hospital
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Pharmacy
Waiting periods
Immediate cover for hospital and medical benefits provided you have enrolled
within two (2) weeks of your arrival in Australia, otherwise a general waiting
period of two (2) months applies.
No benefits will be paid for any illness, ailment or condition shown by medical
evidence to exist prior to or at the time of joining. Australian Unity may
request further medical evidence in determining eligibility for benefits.
A twelve (12) month waiting period will apply to obstetrics/maternity.
How to Apply
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Click buy now, fill in the application form and
submit it along with your payment details.
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Australian Unity will email you a letter confirming your cover.
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Within two weeks of arrival in Australia or receipt of your cover confirmation
email, provide copies of your passport, visa and date of arrival stamp. This
can be posted (no stamp required) to:
Reply Paid 64466
Australian Unity
Health Administration Department
114 Albert Road
South Melbourne VIC 3205
You can also call us between
8:30am-8:30pm Australian Eastern Standard Time, Monday-Saturday Australia-wide
on
13 29 39
(within Australia) or +61 3 8682 7000 (overseas).
About Australian Unity
Australian Unity is an integrated financial services group that has been caring
for the financial and health care needs of Australians for over 150 years. We
protect the health of more than 300,00 people nationwide and have been looking
after the health cover needs of overseas visitors for almost ten years. |
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© 2008 Australian Unity Ltd |
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