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Hospital Cover |
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Compare these covers
Comprehensive Hospital
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Non-Obstetric Hospital#
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Hospital Essentials
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Basic Hospital†
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Want the reassurance of top hospital
cover whenever you might need it?
Comprehensive Hospital is our most complete form of hospital cover. It
provides 100% hospital accommodation in any of our Agreement Hospitals
and covers the widest range of services. So no matter what life throws at
you – whether it’s appendicitis or quintuplets (!), you can look forward to
the best possible care. And that means you can relax and enjoy the other
99.9% of your days.
(Choose nil excess, $250 excess or $500 excess.)
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Want great hospital cover, without
paying for things you don’t need?
If starting a family is not on your agenda – you may be young and single
or more mature, for example – then you should be able to save on your
hospital cover. Non-Obstetric Hospital gives you comprehensive hospital
cover without the need to pay for pregnancy cover.
Choose $250 or $500 excess to help reduce your contributions.
# Excludes pregnancy, birth related services and IVF/GIFT.
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Want the peace of mind of being covered for more than just the basics?
Perfect cover for young, healthy people who may also be planning a family or have small children and who want the peace of mind that comes with being prepared for the unexpected.
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Just looking for affordable protection
against life’s curve-balls?
Basic Hospital cover provides you with “just in case” cover, so that you
can be treated as a private patient in a public hospital. It means you’ll have
your choice of doctor. It’s not too fancy – but then it’s not too expensive
either. You can expect great private patient hospital care in a public hospital
if you need it, but keep saving towards your house, overseas trip or whatever
is important to you right now.
† Covered as a private patient in a shared room of a public hospital.
Not suitable for accommodation in a private hospital.
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How are Australian Unity’s excesses applied?
Unlike some health funds, Australian Unity only applies the excess on
your first admission to hospital in a calendar year with singles cover and
up to twice in a calendar year with couples or family cover.
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Hospital cover benefits comparison |
Basic |
Hospital Essentials |
Non-Obstetrics |
Comprehensive |
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| Private room (where available) |
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| Shared room in a private hospital |
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| Shared room in a public hospital |
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| Intensive / Coronary care |
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| Theatre fees |
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| All pregnancy and birth related services |
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| Gynaecological treatment in hospital |
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| Assisted reproductive services (IVF / GIFT) |
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| Same day surgery |
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| Dialysis for chronic renal failure |
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| Hip or knee replacement |
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| Cataract Surgery |
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| Psychiatric |
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| Rehabilitation |
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| Your own private midwife |
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| Surgical prostheses (Government approved items) |
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| Medical Gap Cover |
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| Home nursing |
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| Emergency ambulance transportation |
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| Weight loss benefits* |
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| Doctor health checks* |
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| Quit smoking* |
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Wellplan® |
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| Wellplan® Online |
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| Wellplan® Rewards |
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| WellPlan® Magazine |
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| The Book Well® Book Club |
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More Member Benefits |
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| Member Support Program |
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| baby+me® Program |
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| Coach Program† (following a coronary event) |
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Only payable through either Extras or Hospital cover, not both.
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| † |
A waiting period of 12 months applies and you must have been hospitalsed as a
result of a cardiac event within the previous 9 months.
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Covered
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Covered as a private patient in a shared room of a public
hospital. Not suitable for private hospital.
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Under Basic Hospital the only medical cover provided is the 25% Medicare Benefits Schedule fee
for hospital inpatient medical services.
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What waiting periods apply?
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© 2008 Australian Unity Ltd |
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