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Landlords Insurance

Our landlords policy provides financial security against the consequence of loss and damage from insured events and legal liability, as well as optional cover for loss of rent and legal expenses.

To calculate the cost of insuring your home and/or contents with our landlords policy you can get a quote now! If you have saved a quote here during the last 2 weeks you can retrieve a saved quote.

Your online quote will include a 10% discount which helps you save if you buy online. This is a buy online purchase discount and is retained upon renewal. You may be eligible for further discounts too.

Calliden Insurance Limited ABN 47 004 125 268 is the issuer of this home and contents insurance. A Product Disclosure Statement can be obtained by downloading it from this page or by calling 13 29 39 and it should be considered when deciding whether to acquire, or to continue to hold, this product.


	Download the Landlords Insurance Product Disclosure Statement File size: 149kb Pages: 46

	Download the Landlords Insurance Application Form File size: 105kb Pages: 6

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Benefit	Landlords Insurance


Accidental Loss or Damage		Yes



Contents in open air		$2,000



Contracting purchaser		Yes



Default of payment of rent by the tenants		Extended Cover#



Extra costs of reinstatement		Up to 10% of building sum insured*



Landlords contents		$10,000 cover provided within building sum insured for curtains, carpets, internal blinds, light fittings if leased on an unfurnished basis.



Legal liability		$20 million



Locks and keys		$1,000



Loss of rent as a result of an insured event		Basic cover#



Professional fees to reinstate building		Up to 20% of building sum insured*.



Removal of debris		Up to 20% of building sum insured. Reasonable costs for contents.



Storage of contents		Yes*



Theft or damage to trees, plants or shrubs		$1,000



Additional benefits under Loss of Rent


Legal expenses		$3,000 per claim or $5,000 for any one period of insurance



Removal of rubbish		Up to $500




Excess


Standard options applicable to Building, Contents, Loss of Rent(Basic Cover)& Liability		$100, $250, $500 or $1,000



Standard options applicable to Earthquake		$200



Loss of rent (Extended Cover)		4 Weeks rent




Compulsory excesses (additional to standard) for malicious damage &/ theft by tenants		$400

* benefiit additional to sum insured.

# Basic Cover & Extended Cover are optional.

Note: Please read the Product Disclosure Statement(PDS) for full details of the cover, conditions and exclusions that may apply.

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